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Explorers

609 W 21ST ST, Yankton, SD 57078
NCUA Insured4.4 (63 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1962

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

609 W 21ST ST

Yankton, SD 57078

Service Area

This credit union is located in Yankton and serves members in the SD area. Currently serving 9,037 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.14%

Used Auto Loan

6.53%

Personal Loan

13.00%

Credit Card APR

14.45%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in SD

Lowest rates currently reported by credit unions in SD (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(4 total)

Member Reviews

4.4

63 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Patrick Cox

Patrick Cox

3 weeks ago

I was having a lot of difficulty using their app, particularly with logins. I finally had the opportunity to take care of it when I took time off from work time take my mom here to help her open a savings account. I wasn't aware we needed an appointment for that but they did everything they could to prepare her for our appointment the next day. Also, even though fixing my login was difficult for them too, they were able to resolve it even though we showed up at a quarter to 5. That reminds me, if you want to make an appointment plan on being there at 4. The lobby closes at 5pm, the drive through is open until 5:30pm. Anyway, this branch is full of great people willing to go the extra mile even in less than ideal circumstances.

Miranda Richey

Miranda Richey

10 months ago

Love this branch! Tellers have always been amazing. Always have a smile on their faces, eager to help whatever the issue or just to say Hi! They remember who you are(I have no idea how with as many people that go through the bank daily). Very patient and accommodating. They make you a priority whether you are just cashing a check or dealing with a number of more in depth issues! I personally moved and live in another town, but will continue to use this branch all due to the service of their employees! Thank you!

Dave Rehurek

Dave Rehurek

10 months ago

A number of years ago I joined the Credit Union (CU) as a Board member as I strongly believed in the principle of cooperative ownership. I was so impressed by the dedication of the Board members who voluntarily worked so diligently for this common good of all members. Perhaps, even more dedicated, I saw the hard work by ALL the staff who were committed to serving Each and Every CU member-with a smile and cheerful, effective demeaner. I could not be more impressed by how Explorers Credit Union has grown in serve and in size since my first great encounters! Best Wishes to everyone at Explorers Credit Union! Keep up the great spirit and efficient service!

Russell Tschetter

Russell Tschetter

10 months ago

I have been with this credit union for over 40 years. It is great to have a financial institution that has the stability and ability to take care of its customers. Because they have always been strong supporters of their customers and community. I know I feel valued having them in my corner for financial activities. Would not even consider having it any other way. Until you experience the difference of Explorer's Credit Union, you are missing out. Highly recommend!

Vicky Johnson

Vicky Johnson

9 months ago

The Explorer's Credit Union puts people first and makes you feel comfortable when in their presents. They call you by your first name and help you achieve your dreams in financing cars, trips or just for a little extra cash on hand for me. I have gotten loans even over the phone and later went in to do the paper work. I had family joined the credit union.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).