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Trust

7386 Applegate Lane, Chattanooga, TN 37421
NCUA Insured4.1 (25 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1934

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

7386 Applegate Lane

Chattanooga, TN 37421

Service Area

This credit union is located in Chattanooga and serves members in the TN area. Currently serving 7,704 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.99%

Used Auto Loan

6.99%

Personal Loan

12.49%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in TN

Lowest rates currently reported by credit unions in TN (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

4.1

25 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Sa El

Sa El

3 months ago

I recommend this Credit Union. The employees & manager are very nice & friendly at all locations but I love going to the East Brainerd location.

Elisha Z.

Elisha Z.

3 years ago

Trust Federal Credit Union isn't just a bank. They are the best bank you could wish for! My wife and I have been using them for the last 7+ years for our banking needs, including financing our car too. Everything has been a great experience! Everyone we have interacted with has been great however, if you ever get the pleasure of interacting with Laura you are in for treat. She is amazing and we have really appreciated her through the years! She has always gone above and beyond! Laura and the team that makes Trust Federal have always made us feel that we are more like family than customers at a bank! Thank you TFCU!

Meredith Rogers

Meredith Rogers

4 years ago

I have been a member of Trust Federal Credit Union for 15 years or more, and I cannot sing their praises enough! I love having a bank that I can call and get someone on the phone who I know personally and who will take care of everything I need. Becky Sylar in particular has been a HUGE help to me, not just over the years but especially recently. I bought a car a few days ago and financed through the credit union because they have the BEST rates around, and Becky was with me every step of the way. I ran into some snags at the dealership where I bought the car because I was an out of town buyer, and I kept having to call Becky for help. I'm positive I was driving her crazy, but she never let on that I was, and she was incredibly helpful, pleasant, and professional throughout the entire ordeal. She is the BEST!

Youlanda Anderson

Youlanda Anderson

5 years ago

I always have a great experience with Trust Federal Credit Union. Sherry in the loan department goes over and beyond to help. She always willing and has a lot patient to answer all your question, and if she’s not sure about the question you have asked her she is always willing to find an answer and call you right back with the answer. She is just a great person and a pleasure to do business with her.

L crowder

L crowder

a year ago

I've been a member of Trust Federal Credit Union for over 20 years. This group has been member focused and ensure that our needs have been met financially, when needed.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).