NCUA Insured
Member-Owned
1 charter
Established in 1934
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Chattanooga, TN may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1934
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Chattanooga and serves members in the TN area. Currently serving 7,704 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
5.99%Used Auto Loan
6.99%Personal Loan
12.49%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in TN (NCUA Q4 2025).
Calhoun, TN
Johnson City, TN
Memphis, TN
Nashville, TN
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
4.1
25 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsSa El
3 months ago
I recommend this Credit Union. The employees & manager are very nice & friendly at all locations but I love going to the East Brainerd location.
Elisha Z.
3 years ago
Trust Federal Credit Union isn't just a bank. They are the best bank you could wish for! My wife and I have been using them for the last 7+ years for our banking needs, including financing our car too. Everything has been a great experience! Everyone we have interacted with has been great however, if you ever get the pleasure of interacting with Laura you are in for treat. She is amazing and we have really appreciated her through the years! She has always gone above and beyond! Laura and the team that makes Trust Federal have always made us feel that we are more like family than customers at a bank! Thank you TFCU!
Meredith Rogers
4 years ago
I have been a member of Trust Federal Credit Union for 15 years or more, and I cannot sing their praises enough! I love having a bank that I can call and get someone on the phone who I know personally and who will take care of everything I need. Becky Sylar in particular has been a HUGE help to me, not just over the years but especially recently. I bought a car a few days ago and financed through the credit union because they have the BEST rates around, and Becky was with me every step of the way. I ran into some snags at the dealership where I bought the car because I was an out of town buyer, and I kept having to call Becky for help. I'm positive I was driving her crazy, but she never let on that I was, and she was incredibly helpful, pleasant, and professional throughout the entire ordeal. She is the BEST!
Youlanda Anderson
5 years ago
I always have a great experience with Trust Federal Credit Union. Sherry in the loan department goes over and beyond to help. She always willing and has a lot patient to answer all your question, and if she’s not sure about the question you have asked her she is always willing to find an answer and call you right back with the answer. She is just a great person and a pleasure to do business with her.
L crowder
a year ago
I've been a member of Trust Federal Credit Union for over 20 years. This group has been member focused and ensure that our needs have been met financially, when needed.
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(423) 870-7610Website
Visit WebsiteMembers
7,704
Total Assets
$136.4M
Year Opened
1934
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile