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Cleveland-Bradley Cty Teacher

P.O. BOX 4168, Cleveland, TN 37320
NCUA Insured5.0 (11 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1961

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

P.O. BOX 4168

Cleveland, TN 37320

Google Maps🗺Waze
(423) 479-6392

Service Area

This credit union is located in Cleveland and serves members in the TN area. Currently serving 4,339 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.69%

Used Auto Loan

7.12%

Personal Loan

8.91%

Credit Card APR

13.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in TN

Lowest rates currently reported by credit unions in TN (NCUA Q4 2025).

Bowater Employees— New Auto Loan

Calhoun, TN

1.99%
Select Seven— Used Auto Loan

Johnson City, TN

4.00%
Cn/Ic Employees— Personal Loan

Memphis, TN

5.00%
Tennessee Employees— Credit Card APR

Nashville, TN

7.90%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

5.0

11 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
John Warren

John Warren

6 months ago

This is a wonderful credit Union established for teachers in the Bradley county area. Super interest rates for car loans and mortgages. And best of all they treat you like you are family.

NoRollRace take it to the strip

NoRollRace take it to the strip

10 months ago

Tellers are very polite and courteous. Its always a great experience at the drive through or walk in at the downtown branch!!

Maria Riojas

Maria Riojas

4 years ago

I have been a member of this credit union for over 10 years and I am so happy that I have stayed. We worked with Crystal on an auto loan and she was amazing! She went above and beyond for us and was so helpful to us, a young couple trying to get established and build a life. It meant so much to us and we are so thankful!!

Irene Green

Irene Green

10 years ago

I have been a member for 20 years or more and I love all the employees I worked with Nancy Trotter at Michigan Avenue , she is a super nice lady.Everyone has always been nice and helpful. I think it is a super nice group of workers. Thanks for all you do keep up the good work.

Ruby M Hawkins

Ruby M Hawkins

11 years ago

Awesome neighborhood. Haven't had any problems with any of the people who live around there at all. Everyone is friendly, & minds their own business. This I like. Everyone stays to themselves, don't bother no one,

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).