Pathway

P O BOX 2035, Cleveland, TN 37320

NCUA Insured5.0 (7 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1967

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Cleveland, TN may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1967

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness Loans

Location & Directions

Address

P O BOX 2035

Cleveland, TN 37320

Google Maps 🗺Waze

(423) 479-2168

Service Area

This credit union is located in Cleveland and serves members in the TN area. Currently serving 964 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.99%

Used Auto Loan

5.99%

Personal Loan

6.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in TN

Lowest rates currently reported by credit unions in TN (NCUA Q4 2025).

Bowater Employees— New Auto Loan

Calhoun, TN

1.99%

Select Seven— Used Auto Loan

Johnson City, TN

4.00%

Cn/Ic Employees— Personal Loan

Memphis, TN

5.00%

Tennessee Employees— Credit Card APR

Nashville, TN

7.90%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

5.0

7 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Thomasina Tammy A528

10 months ago

Awesome customer service and support. So glad I found this Credit Union I highly recommend them.

charles clonts

7 years ago

In my 40 years of dealing with banks/credit unions I can say with hesitation that this is far and away the best bank/credit union I've ever dealt with. Simply amazing customer service.

C. Bass

7 years ago

I have been banking here for 20 years.. dozens of loans and never once has my experiences been less than stellar... Great people, great local credit union.