NCUA Insured
Member-Owned
2 charter
Established in 1952
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Elizabethton, TN may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
2 charter
Established in 1952
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Elizabethton and serves members in the TN area. Currently serving 12,507 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
5.83%Used Auto Loan
7.64%Personal Loan
14.23%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in TN (NCUA Q4 2025).
Calhoun, TN
Johnson City, TN
Memphis, TN
Nashville, TN
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
4.3
141 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsSara
3 months ago
Nice staff, I wish their ATM’s were set up like Carter County bank. I could deposit make deposits-cash/check any time; it’s hard with my schedule to make it to this bank due to their limited hours
Casey Hayes
3 months ago
Friendly staff but, They will hold your check from you until Monday or Tuesday if you get paid on the weekend. There's been multiple times that my check just sits in my account pending for 3+ days until they accept it. If you want to get paid on time, don't use this bank.
Jim Shepherd
8 months ago
It may have gotten bigger but they should have invested in their customer service. Went in today to purchase a gift card / travel card. I brought cash to purchase the card but they had to deposit the cash in the account and then take it out to purchase the card. They then required I fill out a questionaire with my personal information like mother's maiden name, SSN, etc., etc., which they already have. When asked why their answer was "just policy".
ranger db
10 months ago
I never had any problems with the staff but the way this bank is ran is absolutely awful. They say you can drawl 500$ from a atm and that’s a lie barely lets you get 300$ if it lets you take any money at all, the mobile app and website sucks, you can’t even reset your own password. They can afford to build and remodel the entire bank but can’t pay someone 10k to make a website that belongs in this decade.
ethan laws
12 months ago
Worst bank ever. Will only let you get 300 dollars out of the ATM. Absolutely worthless. Will charge you for an extra car payment even though the vehicle is paid off and you have to go to them to get your money back. If you want 1k or more out of them on a Saturday you better call in advance cause they will tell you even though its your money to come back next to closing time to see if they have enough money to give you.
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(423) 547-3820Website
Visit WebsiteMembers
12,507
Total Assets
$184.3M
Year Opened
1952
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile