NCUA Insured
Member-Owned
1 charter
Established in 1947
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Membership is typically limited to employees of specific companies or industries. Contact the credit union directly to confirm whether you qualify.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1947
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Erwin and serves members in the TN area. Currently serving 6,522 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
5.20%Used Auto Loan
7.00%Personal Loan
11.00%Credit Card APR
11.26%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in TN (NCUA Q4 2025).
Calhoun, TN
Johnson City, TN
Memphis, TN
Nashville, TN
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
4.6
37 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsGregory
a year ago
This Credit Union has been really good to me and my family. Super friendly people and good rates! My only Bank!
Haley Barnett
10 months ago
The people are very nice, but the way this whole company wants to compensate the idea of over drafting by taking extra 10$ a day when it goes over?? Ridiculous!!! I just had to pay my over draft twice in a week because i went over 2$. All this company cares about is extra ways to take someone’s money.
Amber Keller
a year ago
All they care about is making money off people. You now get charged $10 EVERY SINGLE DAY that your account is in the negative. So if you go over $10 at a store or anywhere, so therefore In just 7 days they will make $70 off of you just for being in the negative. I will be switching to cash app (who never charges you even a cent for going over).
Kristina Lewis
5 years ago
Recently April Simmons took the time to help me with problems I was having with my banking on my phone. I cant thank her enough. She helped me so willingly and politely. Thank you. I have always had outstanding customer service no matter who I dealt with. Kudos to your whole team!!! I love being a member here!
Leslie Black
3 years ago
My husband & I have been members of Clinchfield Federal Credit Union for years. When it came time to buy a house, they were our first choice & we couldn’t have asked for a better experience. We worked with Jessica & she was phenomenal. She was always willing to answer the phone or meet with us to answer our list of questions as first time home buyers. I highly recommend them for any of your financial needs.
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(423) 743-9192Website
Visit WebsiteMembers
6,522
Total Assets
$134.9M
Year Opened
1947
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile