NCUA Insured
Member-Owned
2 charter
Established in 1954
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Hixson, TN may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
2 charter
Established in 1954
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Hixson and serves members in the TN area. Currently serving 14,159 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
5.00%Used Auto Loan
7.00%Personal Loan
10.75%Credit Card APR
12.00%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in TN (NCUA Q4 2025).
Calhoun, TN
Johnson City, TN
Memphis, TN
Nashville, TN
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
4.1
154 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsScott Tingle
3 months ago
I’ve been a member of Scenic City Credit Union for several years and have had a great experience. I first opened car loans with them because of their excellent rates and smooth process. Later, I opened CDs since their rates were consistently better than other options I found. SCCU has always provided friendly service and competitive rates. I highly recommend them to anyone in the Chattanooga area looking for auto loans or CDs. I have enjoyed my last two experiences with Kelly Leiper, she has been very helpful.
Traci Genell
3 months ago
I’ve been SCCU for many years now. I always go to the Hixson location and the staff here are always kind. I’m always greeted with a smile rather I go through the drive thru or in person. Recently, I applied for a loan and Caleb Baker made applying so quick and easy. He made sure he answered all my questions and made sure I understood the process. This is why I will never go anywhere else for my banking needs. Kudos to the entire staff at SCCU in Hixson and Mr Baker. Thanks for all you do!!!
Pamela Waters
3 months ago
Karmesha was an incredible help when my car was totaled and it was a tricky situation in getting another loan while waiting on Insurance to pay my car loan off also withgap insurance. She emailed and kept in touch daily until the new loan was completed. One of the most kind and genuine people I’ve ever had to deal with at a bank!!! We have used them every time for car loans I think for the last four cars!
John Langworthy
4 months ago
I have been banking here for over 30 years. Almost anytime I enter the Credit Union I’m greeted by someone who makes me feel like I’m an old friend. I even used them for some of my business accounts before I sold the company and retired. They pay better interest than most of the banks and many of the services that banks charge you for they give free to their members. With multiple locations, it’s usually easy finding one close by so I highly recommend This Credit Union.
jennifer braun
4 months ago
Excellent experience with this group! All the staff are easy to work with and willing to help in any way they can, especially Kelly Leiper. She is outstanding, extremely personable and so very helpful. She went above and beyond to help with my aging dad's account. I am so grateful for her compassion and highly recommend banking with the good folks at Scenic Community Credit Union!
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(423) 875-6955Website
Visit WebsiteMembers
14,159
Total Assets
$158.8M
Year Opened
1954
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile