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Scenic Community

4503 Hixson Pike, Hixson, TN 37343
NCUA Insured4.1 (154 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1954

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

4503 Hixson Pike

Hixson, TN 37343

Service Area

This credit union is located in Hixson and serves members in the TN area. Currently serving 14,159 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.00%

Used Auto Loan

7.00%

Personal Loan

10.75%

Credit Card APR

12.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in TN

Lowest rates currently reported by credit unions in TN (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(5 total)

Member Reviews

4.1

154 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Scott Tingle

Scott Tingle

3 months ago

I’ve been a member of Scenic City Credit Union for several years and have had a great experience. I first opened car loans with them because of their excellent rates and smooth process. Later, I opened CDs since their rates were consistently better than other options I found. SCCU has always provided friendly service and competitive rates. I highly recommend them to anyone in the Chattanooga area looking for auto loans or CDs. I have enjoyed my last two experiences with Kelly Leiper, she has been very helpful.

Traci Genell

Traci Genell

3 months ago

I’ve been SCCU for many years now. I always go to the Hixson location and the staff here are always kind. I’m always greeted with a smile rather I go through the drive thru or in person. Recently, I applied for a loan and Caleb Baker made applying so quick and easy. He made sure he answered all my questions and made sure I understood the process. This is why I will never go anywhere else for my banking needs. Kudos to the entire staff at SCCU in Hixson and Mr Baker. Thanks for all you do!!!

Pamela Waters

Pamela Waters

3 months ago

Karmesha was an incredible help when my car was totaled and it was a tricky situation in getting another loan while waiting on Insurance to pay my car loan off also withgap insurance. She emailed and kept in touch daily until the new loan was completed. One of the most kind and genuine people I’ve ever had to deal with at a bank!!! We have used them every time for car loans I think for the last four cars!

John Langworthy

John Langworthy

4 months ago

I have been banking here for over 30 years. Almost anytime I enter the Credit Union I’m greeted by someone who makes me feel like I’m an old friend. I even used them for some of my business accounts before I sold the company and retired. They pay better interest than most of the banks and many of the services that banks charge you for they give free to their members. With multiple locations, it’s usually easy finding one close by so I highly recommend This Credit Union.

jennifer braun

jennifer braun

4 months ago

Excellent experience with this group! All the staff are easy to work with and willing to help in any way they can, especially Kelly Leiper. She is outstanding, extremely personable and so very helpful. She went above and beyond to help with my aging dad's account. I am so grateful for her compassion and highly recommend banking with the good folks at Scenic Community Credit Union!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).