Back to Kingsport credit unions

Appalachian Community

201 E New St, Kingsport, TN 37660
NCUA Insured3.0 (35 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1993

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

201 E New St

Kingsport, TN 37660

Service Area

This credit union is located in Kingsport and serves members in the TN area. Currently serving 12,361 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

8.08%

Used Auto Loan

8.30%

Personal Loan

13.33%

Credit Card APR

11.80%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in TN

Lowest rates currently reported by credit unions in TN (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(6 total)

Member Reviews

3.0

35 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Brittany Jade Poole

Brittany Jade Poole

5 months ago

The red head girl there was absolutely so rude to me. I felt like she was looking at my skin color and wouldn't listen to anything else. Like I kept my cool and recorded most of it. It's sick today we have ppl that hate, just because someone is different

Amanda Wolfe

Amanda Wolfe

5 months ago

I wouldn't go back to this bank , the woman patty talked to me like I was 5 yr . No one needs this, rude , I was excited to pay off my 338.00 car loan and get my checking squared back n while I was on the phone with her ( Patty ) she talked to me like I was a nobody.

Christine Davis

Christine Davis

5 years ago

I have been with this bank now for 1 year. Most of it has been with this COVID 19 time. I have to say this bank is doing very well through it. I have had no bad experiences. All of the tellers I have been to, have been super nice. Vanessa was the first employee there, that we met, who is always kind and friendly. This makes us wanting to keep our business there.

Morgan Dishner

Morgan Dishner

2 years ago

You have the rudest employees working for you and were unwilling to assist with my concern. After two agents confirmed that they can’t do something any other bank would do in a heartbeat I have decided I will be changing banks after spending almost 10 years with you. If you guys aren’t able to assist or if they were telling the truth and can’t perform basic maintenance that other banks can, you are going to lose several clients.

Kevin A

Kevin A

6 years ago

I had previously submitted a review that had posted but it was since deleted. This credit union is horrible. We were referred to this credit union by a company that sells houses. We got a loan and then had to fight to get a copy of our loan paperwork from them. They are never available by phone and the ATM at their main branch did not work on two separate occasions. It did not seem to be out of order, it just would not take my card. No one was working at their drive-thru teller location either on two visits during normal business hours. No location in Bristol and had to use ATM's from drug stores. No ability to make deposits unless I drove to Gray. No one seems too care and the only person that did has left. We will NEVER recommend this place to anyone. We have since switched credit unions and will be done with this one later on this year once we are done paying off a loan. This is a one star credit union at best.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).