NCUA Insured
Member-Owned
1 charter
Established in 1957
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Knoxville, TN may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1957
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Knoxville and serves members in the TN area. Currently serving 1,677 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
3.48%Used Auto Loan
6.14%Personal Loan
9.34%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in TN (NCUA Q4 2025).
Calhoun, TN
Johnson City, TN
Memphis, TN
Nashville, TN
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
4.7
12 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsStaci M
7 years ago
Genuinely awful experience at this credit union performing a shared branch transaction. The clearly incompetant employee at the desk put my transaction through 4 times - pulling $1200 out of my account. The employee never looked me in the eye, only apologized for the inconvenience of making me wait for 30+ minutes, and didnt offer any solutions other than having us call our credit union. On top of that, she checked her iPhone in the middle of this whole interaction - something that clearly was unnecessary and should never be done in front of a member. I've been paying on this car for 4 years using shared branch services and have never experienced anything even nearing this. With one broken link in the chain - they will receive this bad review and a warning to never step foot near this credit union. The woman, lisa, should be let go immediately or put through extensive training. PS - give me my money back.
Dusty Leopper
2 years ago
Phenomenal local credit union. Nate is, was and forever will the the man. Great place to do business
MiChelle Ogle
5 years ago
I have never had a single rude Teller. THAT'S saying something these days.
LeiAndrea Imes
2 years ago
Good Folks FOR YEARS!
Chase Watts
a month ago
I recently financed a vehicle through KLEFCU and couldn’t be more impressed with the experience. My vehicle purchase was a bit complex due to the vehicle not being local and having to travel to get it. Everyone at KLEFCU made it completely seamless. Kristy, in particular, went completely out of her way to help me. She walked me through every step of the process, made sure I didn’t miss out on the vehicle before it sold, and was always reachable when I had questions. Every time I called, she answered. That kind of customer service is extremely rare. This is my second auto loan with KLEFCU and both times I shopped auto loan rates across multiple credit unions and banks in the area. Nobody came close. They have the lowest rates around by a long shot. Although their rates are great, their customer service sets them apart. When you call KLEFCU, a real person answers every time.
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(865) 522-3900Website
Visit WebsiteMembers
1,677
Total Assets
$41.6M
Year Opened
1957
Net Worth
Well Capitalized
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile