NCUA Insured
Member-Owned
1 charter
Established in 1934
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Knoxville, TN may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1934
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Knoxville and serves members in the TN area. Currently serving 6,627 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
6.00%Used Auto Loan
6.50%Personal Loan
15.00%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in TN (NCUA Q4 2025).
Calhoun, TN
Johnson City, TN
Memphis, TN
Nashville, TN
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
4.5
20 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsChristian Coats
6 months ago
Great place, everyone is friendly and willing to help no matter what! Highly recommend if you work for KCS or have family that does!
Rebecca
3 months ago
They are awesome always willing to help
Jed McKeehan
10 months ago
These people are the absolute best from top to bottom, we could not do life without them!
Jane Sutton
3 years ago
Deborah in card services is simply beyond belief in the way she truly and sincerely puts members first and foremost. The obvious care and concern she showed over an issue I was going through (NOT caused by KTFCU) was absolutely wonderful. She kept me informed on everything and I knew that I was in the best hands possible. You have great employees who sincerely respect, care about and support their members, and Deborah is the epitome of those qualities.
Richard Lyday
3 years ago
Long time member. Company updated mobile app and now the new version not compatible with my phone. Website does not have deposit check feature. Forces me to either buy a new phone or drive to branch to deposit checks. Very disappointed.
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(865) 582-2700Website
Visit WebsiteMembers
6,627
Total Assets
$252.7M
Year Opened
1934
Net Worth
Well Capitalized
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile