NCUA Insured
Member-Owned
1 charter
Established in 1969
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Knoxville, TN may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1969
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Knoxville and serves members in the TN area. Currently serving 25,742 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
6.39%Used Auto Loan
7.64%Personal Loan
11.99%Credit Card APR
11.99%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in TN (NCUA Q4 2025).
Calhoun, TN
Johnson City, TN
Memphis, TN
Nashville, TN
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
4.5
41 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google Mapsjudy karnes
a month ago
We had the privilege of meeting Angel Fields (Community Partnership Manager) this week. We are the residents at First Creek at Austin Phase III. She was professional and had very important information for us as well as having some tasty snacks. Thank you so much for letting her come to our homes and preparing us for what we could face with all the fraud, scams and phishing happening in our lives. Each and everyone of us was left with a sense of comfort with the knowledge she shared. Sincerely, Judy Karnes
Kristi Cook
6 months ago
The best credit union, hands down! Brittany took a chance on me after a few years of bad luck and being the only source of income for four years. Refinanced my car and was also able to purchase another vehicle a few months later. My credit score has increased tremendously and I owe it all to UTFCU. All of our money has now been moved over to the one who took the time to understand my situation.
SOURCE MATERIAL NOW WE NEWS
11 months ago
We've been doing business with UT Federal Credit Union for a decade+ and it's truly been a family experience from day one. Every question has been answered/explained with love and kindness. We highly recommend UT Federal Credit Union for all your banking needs, join the family today!
Davie Saccullo
a year ago
Taylor, Angel and everyone at UT Federal Credit Union have been an absolute pleasure to work with! We have done three seamless loans with them and they are very helpful with any questions we have and are always communicative with us! We have never worked with a bank that has ever been so personable and diligent with helping their customer like UT Federal, specifically Taylor and Angel!
Erica Lindsey
11 months ago
I have been with the UT CREDIT UNION for about 16 years and they have always been super kind and helpful!! This past week I had to figure out account business and Brittney was super helpful and got the job done! I really appreciate this type of service.
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(865) 971-1971Website
Visit WebsiteMembers
25,742
Total Assets
$561.6M
Year Opened
1969
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile