Employee Resources

P O BOX 987, Lawrenceburg, TN 38464

NCUA Insured4.1 (60 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1964

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Lawrenceburg, TN may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1964

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

P O BOX 987

Lawrenceburg, TN 38464

Google Maps 🗺Waze

(931) 766-9288

Service Area

This credit union is located in Lawrenceburg and serves members in the TN area. Currently serving 24,596 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

7.00%

Used Auto Loan

8.50%

Personal Loan

14.00%

Credit Card APR

12.99%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in TN

Lowest rates currently reported by credit unions in TN (NCUA Q4 2025).

Bowater Employees— New Auto Loan

Calhoun, TN

1.99%

Select Seven— Used Auto Loan

Johnson City, TN

4.00%

Cn/Ic Employees— Personal Loan

Memphis, TN

5.00%

Tennessee Employees— Credit Card APR

Nashville, TN

7.90%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(6 total)

Member Reviews

4.1

60 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Tameka Staggs

3 months ago

I cannot seem to reach a single soul regarding the fact that my account has been hacked so I guess these ingenious fools are going to take me for all I have before I can get anything done about it!

Jill Seward

11 months ago

I am giving this a less rating due to the bill pay which is 3rd party. But I believe rules are driven by ERCU for max amounts, not sure what it is so I tried one amount, decreased and decreased again, this time it locked me out. Called bill pay vendor to unlock. Then called the bank in a.m, to find out what the max is and for my name to be added for bill pay to talk to me. They have not gotten back to me yet in an eight hour day..

Derek Shelton

2 years ago

OK bank OK service and OK online banking. But now they are closed on Saturday I think it's time to move on to another OK bank that will be open on sat .That was about the only great thing about this bank is they used to be open until noon on Sat. They either need to step it up and do something about a 24 hr hot line or something idk but it's very inconvenient when you work 7 to 5 mon thru Friday and then you can't put your check in your account at all. Not everyone can do direct deposit. It's not a bad bank but it's just OK. The one in Pulaski is better about trying to help you if you have a problem .

Alana Jacobs

2 years ago

Employee Resources Credit Union is by far the best bank that I've ever done business with. They have an excellent fraud protection program & they truly value all of their clients. I highly recommend banking with Employee Resources!