L G & W
Verified Information
NCUA Insured
Member-Owned
1 charter
Established in 1940
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Membership is limited to members of a specific organization, church, union, or association. Contact the credit union to find out which groups qualify.
Check eligibility on their website →Verified Information
NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1940
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
Location & Directions
Service Area
This credit union is located in Memphis and serves members in the TN area. Currently serving 5,708 members.
Membership Info:
Contact the credit union to confirm membership eligibility requirements for your area.
Note on Membership
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Financial Health
Q4 2025 · NCUAKey indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Loan Rates
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
8.99%Used Auto Loan
4.49%Personal Loan
16.00%Credit Card APR
7.90%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Best Rates in TN
Lowest rates currently reported by credit unions in TN (NCUA Q4 2025).
Calhoun, TN
Johnson City, TN
Memphis, TN
Nashville, TN
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
Branches & Locations(2 total)
Member Reviews
3.8
10 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google Maps
Christian Kling
3 months ago
Ria and Rhonda are amazing, their patience is incredible. Thank you guys so much for your help, I will recommend the credit union to everyone I know!!!
Misty Dawn
9 months ago
Recently me and my sister had to use this places atm..We weren’t aware they were closed (shouldn’t have matter anyway because the atm is on the outside) & it was some black lady who worked there just giving us an evil look. She disturbed us by asking us were we waiting for someone. I said no we are about to use the atm. She gave me the thumbs up..I did it back & she then proceeded to TRY to look intimidating. Really ridiculous in my opinion. My sister couldn’t find her card & that’s why we were in the parking lot. The other employees looked like they were scared to go to their vehicles. Didn’t know mind our own business would scare so many people. Won’t ever use this location again.
Ambonisye Moody
8 months ago
The online reset is horrible. Everytime your company changes the page or updates it, I will have a problem getting back into my account.
Veisnue Hunter
a year ago
Thank you Rhea. The most friendliest staff ever. Safety lock on entry door comfortable seating area in view of all staff minimizing your wait. Always some type of thank you treats. Lollipops. lol
Chris Gurley
a year ago
Wow......I don't even know what to say. I have banked here over 20 years . So disappointed. This is my credit union, the credit union that has my back. Financed multiple houses and many car's. Absolutely the worst experience when it comes to refinancing a car. This process went on for weeks and weeks and weeks. I need this document.I need that document. This document is wrong.That document' is wrong.I need another copy of this one, its expired. Hours on the phone collecting documents. I felt like I was doing all the leg work. I wasn't borrowing a million dollars...just 30k. I put an application online with navy federal. It was approved in minutes and completed in less than a hour!!! I wasted so much time. This is absolutely not acceptable, and i'm so disappointed.
Contact Tips
Best Time to Call
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
What to Ask
- • Current loan rates & terms
- • Membership eligibility requirements
- • Minimum deposit to open an account
- • Online & mobile banking features
NCUA Insured
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Key Information
Phone
(901) 680-7995Website
Visit WebsiteMembers
5,708
Total Assets
$112.5M
Year Opened
1940
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile