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Memphis City Employees

2686 MOUNT MORIAH TER, Memphis, TN 38115
NCUA Insured3.9 (40 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1959

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

2686 MOUNT MORIAH TER

Memphis, TN 38115

Service Area

This credit union is located in Memphis and serves members in the TN area. Currently serving 44,002 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.00%

Used Auto Loan

5.00%

Personal Loan

9.75%

Credit Card APR

7.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in TN

Lowest rates currently reported by credit unions in TN (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(7 total)

Member Reviews

3.9

40 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
April Anderson

April Anderson

6 months ago

I called in inquiry about a pending deposit. The young lady I spoke with sounded tired. She was very rude and nasty. I'm like this my money. She act as if I was asking to borrow some money from her. This my paycheck. If you don't want to be at dealing with people, find something else to do

Blake McVey

Blake McVey

a year ago

Want an inconvenient bank that's only open while you're at work? Wanna wait in line in the drive through for 30 minutes at a time? Wanna receive 75 life insurance offers in thick, paper wasting envelopes every month? Wanna wait in line for an ATM that doesn't work when you pull up? Wanna hunt for a different branch of your bank for thirty minutes because it's hidden well off the road with no signage to point the way? Want to waste time every instance you deal with your bank? If any or all of these desires well up in your chest then City of Memphis Credit Union is for you!

Dallas Cowboys

Dallas Cowboys

a year ago

I have never had a problem I love the credit union better than a regular Bank is more like a family friendly place to do business with... That's why I gave it five stars the only thing I do not like is that you cannot deposit money through the teller machine

Chris Brown

Chris Brown

2 years ago

Great Customer Service goes a long way. Mrs. Cora did just that today. She was very polite, customer friendly, and very detailed oriented the information she provided got me right in and set up. Thanks again Pam

Terrence Hibler

Terrence Hibler

a year ago

Have always had a wonderful experience with the tellers up front especially Angel always willing to help anyway she can has always been nice and very helpful and very professional,thank you angel

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).