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Tva Mid-South

PO Box 918, Memphis, TN 38101
NCUA Insured2.3 (13 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1964

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO Box 918

Memphis, TN 38101

Service Area

This credit union is located in Memphis and serves members in the TN area. Currently serving 171 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.37%

Used Auto Loan

6.11%

Personal Loan

14.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in TN

Lowest rates currently reported by credit unions in TN (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

2.3

13 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Glenn Wiley

Glenn Wiley

5 months ago

They cost me almost $1000, I had a two CD’s with First South a few days before they were to mature I met with the assistant manager and instructed them to renew the CD’s. About 5 weeks later I find out they DID NOT renew the CD’s they put the funds in an account earning almost NOTHING. So NOBODY at the Credit Union followed the instructions I gave them and the Assistant manager entered in the computer. They Could NOT Care Less, “Oh well, sorry”. Wow, that lack of Service is Unacceptable!!!

shelly frye

shelly frye

10 months ago

Someone debit 3 transactions. 2 of which were $681 for state farm by debit card. I do use state farm but my note is 381 once a month. The 2 transactions were 7 days apart. My state farm are AcH. First financial investigative department I think don't exists. My 2 year old grandson could deduce this as fraud and not related to myself. Wish I would've done my research into what a rip off this bank is. Seems like a pattern.

lashae albert

lashae albert

2 years ago

Would not give me back over draft fees when my account was in a positive! They kept saying pending deposits even after I pointed out to the lady where it was in a positive and I getting overdrafts! I have more than 11 36 dollar overdraft fees in my account in ONE DAY! So you telling me none of my transactions went through? I’m speaking with a laywer about this ASAP

Al

Al

4 years ago

Getting a loan approved here is not possible. At least thats my experience on two separate occasions. I was working with Katherine, but she never returned one call or follow-up to let me know my status and how I wanted to proceed. Wanted to push other products when I called her. I went back to my old credit union with no problems at all. Therefore, I am closing this account. I guess they bank with "some friends."

Kachina Knight

Kachina Knight

3 years ago

I transpose my numbers I contact the bank for 2 weeks straight they could not locate the money. One person located it placed into my account and then it was removed by risk management and now my check should be $25,164 and I only got $10, 000 out of they said it was my fault. Yes I transposed the numbers but I called the day after it was supposed to be posted. And the bank representative told me that if it was the wrong account it would be sent back this did not occur My check was sent on May 27th it is now June 24th. I keep getting the same message we're working on it. I'm so stress out I end up in the hospital for chest pain. But it's not their money it's mine so they just took $15,000 for me. It's bad when every time I call they give me the same person's name and number and nothing happens.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).