NCUA Insured
Member-Owned
2 charter
Established in 1925
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Nashville, TN may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
2 charter
Established in 1925
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Nashville and serves members in the TN area. Currently serving 4,300 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
7.00%Used Auto Loan
7.50%Personal Loan
14.00%Credit Card APR
12.00%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in TN (NCUA Q4 2025).
Calhoun, TN
Johnson City, TN
Memphis, TN
Nashville, TN
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
4.6
67 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsJoel Lawson
6 months ago
I couldn’t be more impressed with the service I’ve received from this credit union. From day one, the staff has treated me with genuine kindness, professionalism, and patience. They take the time to listen and truly understand their members’ needs. Every interaction—whether in person, over the phone, or online—feels personal and stress-free. Their loans are competitive, transparent, and they have the mobile app which is easy to navigate. I especially appreciate how Sarah clearly explains everything with no pressure and no hidden surprises. When I applied for a loan, the process was smooth and incredibly fast, and I always felt supported and informed. Sarah and Cristy were both very helpful! The branch is clean, welcoming, and efficiently run. It’s rare to find a financial institution where you feel genuinely valued, but this credit union consistently goes above and beyond. I highly recommend them to anyone looking for trustworthy, member-focused financial services. Switching to this credit union has been one of the best financial decisions for me.
Tim Groves
5 months ago
Nashville Post Office Credit Union is a great local credit union with truly personalized service! The staff here goes above and beyond to help members with their financial needs. Always friendly, knowledgeable, and ready to provide practical solutions. Whether I'm dealing with a checking account, loan, or just need financial advice, they make me feel like a valued member of their community. What really stands out is how they take time to understand individual financial situations. Unlike big banks, NPOCU actually listens and offers tailored recommendations. Their rates are competitive, and the team is consistently professional and helpful. I would highly recommend their services.
Elena Nester
6 months ago
I can't say enough good things about this bank and its employees. Always friendly and always willing to help. Love the visits they do to the post offices to help keep us informed of things happening. Sara Winfree, in loan dept, is just amazing. She is so kind and helpful!
Penny Turner
6 months ago
We became a customer with NPOCU a year ago this November. I have to say they are the most friendliest people and they made the entire process of our car loan so easy and fast. They definitely are very proficient, professional and make you feel like family. We definitely will use them all future business hands down !!!
GRACE YAGO
6 months ago
I highly recommend NPOCU. The employees are kind, professional, and always willing to help especially Sarah. You can reach out to her anytime, and she responds quickly and thoughtfully. She consistently answers all my questions and finds solutions with ease. Thank you, Sarah, for all your help!
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(615) 871-4221Website
Visit WebsiteMembers
4,300
Total Assets
$80.0M
Year Opened
1925
Net Worth
Well Capitalized
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile