St. Thomas

4230 Harding Pike Ste 103, Nashville, TN 37205

NCUA Insured4.8 (22 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1959

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Nashville, TN may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1959

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

4230 Harding Pike Ste 103

Nashville, TN 37205

Google Maps 🗺Waze

(615) 292-7828

Service Area

This credit union is located in Nashville and serves members in the TN area. Currently serving 2,445 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.30%

Used Auto Loan

6.30%

Personal Loan

13.58%

Credit Card APR

9.66%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in TN

Lowest rates currently reported by credit unions in TN (NCUA Q4 2025).

Bowater Employees— New Auto Loan

Calhoun, TN

1.99%

Select Seven— Used Auto Loan

Johnson City, TN

4.00%

Cn/Ic Employees— Personal Loan

Memphis, TN

5.00%

Tennessee Employees— Credit Card APR

Nashville, TN

7.90%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

4.8

22 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Hope In Recovery

3 months ago

Wonderful staff. Easy to understand terms. Small bank vibes with big bank benefits.

Mandi Pitt-Reed

3 years ago

We love our credit union! You definitely feel like a person, not a series of numbers. I tell everyone we are lucky to bank here. Will Dunn is a very kind and considerate banker, and Cassandra and the other ladies in the front office have great customer service. We feel like family whenever we do business there!

ketchup mustard

6 years ago

I absolutely love the staff! This is truly the last bank that makes you feel welcomed. They take your financial needs personal. They work hard to ensure a great experience. This little credit union has been there for me. Special thanks to WILL DUNN and the wonderful lady's at the counter.

Marj B-K

3 years ago

Been member for over 35yrs. Even after moving to Vancouver, I couldn't let go of my STTCU friends/fam. They have always fulfilled all my banking needs with kindness & accuracy.