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Enrichment

P O BOX 883, Oak Ridge, TN 37831
NCUA Insured4.9 (379 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1950

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

P O BOX 883

Oak Ridge, TN 37831

Service Area

This credit union is located in Oak Ridge and serves members in the TN area. Currently serving 48,272 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.45%

Used Auto Loan

5.45%

Personal Loan

11.50%

Credit Card APR

13.25%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in TN

Lowest rates currently reported by credit unions in TN (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(9 total)

Member Reviews

4.9

379 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Tommy

Tommy

3 months ago

I was very impressed with Mitchell’s skill,ability and his willingness to get my refinance completed in a very short period of time. He was very knowledgeable of the Credit Unions policies and was able to guide me through the refinancing process very quickly. His kindness and his attention to detail really stood out. Have always enjoyed all my interactions with Enrichment for some 52 years and it is good to see that with an employee/employees like Mitchell that has continued to be the case. He is certainly an asset to your organization. I look forward to my continued relationship with Enrichment because of employees like Mitchell.

Ray Williams

Ray Williams

3 months ago

Tina at Enrichment Federal Credit Union was fantastic to work with. She helped me quickly resolve a simple issue and even went above and beyond when I made a mistake on a payment date. That kind of service really stands out. The staff at Enrichment has always treated us well — they’re super helpful and easy to work with. It’s a good reminder that it’s a two-way street. When you meet people where they are and lead with kindness, even small mistakes can be handled smoothly. We truly appreciate the great service.

Carrie Grason

Carrie Grason

4 months ago

Tina went above and beyond to make my experience flawless. She was very knowledgeable and got me through 3 months of frustration in a 20 minute phone call. She should definitely be your number 1! She absolutely made my day. Incredible job Tina!!!!!

Maximiliano Herrera

Maximiliano Herrera

3 months ago

Tina was very helpful resolving my mortgage payment issues. Denise Lee was also amazing to work with getting a timely close on our new home! Highly recommend working with both of them!

camen martindale

camen martindale

6 months ago

Lee was great at getting me a better interest rate and a cheaper payment on my camper! I also had no idea credit unions offered such great interest rates on credit cards, but he walked me through everything and got me set up with one of those as well. The whole process was smooth, easy, and genuinely helpful. Thanks again, Lee!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).