NCUA Insured
Member-Owned
1 charter
Established in 1950
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Oak Ridge, TN may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1950
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Oak Ridge and serves members in the TN area. Currently serving 48,272 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
5.45%Used Auto Loan
5.45%Personal Loan
11.50%Credit Card APR
13.25%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in TN (NCUA Q4 2025).
Calhoun, TN
Johnson City, TN
Memphis, TN
Nashville, TN
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
4.9
379 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsTommy
3 months ago
I was very impressed with Mitchell’s skill,ability and his willingness to get my refinance completed in a very short period of time. He was very knowledgeable of the Credit Unions policies and was able to guide me through the refinancing process very quickly. His kindness and his attention to detail really stood out. Have always enjoyed all my interactions with Enrichment for some 52 years and it is good to see that with an employee/employees like Mitchell that has continued to be the case. He is certainly an asset to your organization. I look forward to my continued relationship with Enrichment because of employees like Mitchell.
Ray Williams
3 months ago
Tina at Enrichment Federal Credit Union was fantastic to work with. She helped me quickly resolve a simple issue and even went above and beyond when I made a mistake on a payment date. That kind of service really stands out. The staff at Enrichment has always treated us well — they’re super helpful and easy to work with. It’s a good reminder that it’s a two-way street. When you meet people where they are and lead with kindness, even small mistakes can be handled smoothly. We truly appreciate the great service.
Carrie Grason
4 months ago
Tina went above and beyond to make my experience flawless. She was very knowledgeable and got me through 3 months of frustration in a 20 minute phone call. She should definitely be your number 1! She absolutely made my day. Incredible job Tina!!!!!
Maximiliano Herrera
3 months ago
Tina was very helpful resolving my mortgage payment issues. Denise Lee was also amazing to work with getting a timely close on our new home! Highly recommend working with both of them!
camen martindale
6 months ago
Lee was great at getting me a better interest rate and a cheaper payment on my camper! I also had no idea credit unions offered such great interest rates on credit cards, but he walked me through everything and got me set up with one of those as well. The whole process was smooth, easy, and genuinely helpful. Thanks again, Lee!
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(865) 482-0045Website
Visit WebsiteMembers
48,272
Total Assets
$963.1M
Year Opened
1950
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile