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Veritas

PO BOX 2659, Smyrna, TN 37167
NCUA Insured4.9 (91 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1973

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO BOX 2659

Smyrna, TN 37167

Service Area

This credit union is located in Smyrna and serves members in the TN area. Currently serving 4,938 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.95%

Used Auto Loan

8.75%

Personal Loan

13.00%

Credit Card APR

9.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in TN

Lowest rates currently reported by credit unions in TN (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

4.9

91 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Lisa Lynne Randazzo

Lisa Lynne Randazzo

5 months ago

Wow! I am really so happy to do business with this credit union. The customer service is amazing (thank you Felicia!)-- it feels like banking used to feel. They take care of all my needs quickly and are so helpful.

Edward Lawson

Edward Lawson

a year ago

Customer service staff Abby, was extremely helpful to address an issue with a disputed charge. She discussed And advised steps to do. I provided all information to her and informed me account would receive funds. Again provide my sincere thanks to her and all the wonderful staff there.

timothy Burton

timothy Burton

a year ago

Ms. Abbey from the Smyrna branch has been kind, intelligent, personable and I truly feel her sincerity every time we communicates. She’s given me word of wisdom and encouragement all the time which are a few of the reasons I’m so grateful to have meet her when I started banking with Veritas 2 and a half years ago. Every time I have a question or concern she responds quickly and the answers I’m in search for. What makes my experience with Veritas Credit Union special is all due to her.

Brandon Good

Brandon Good

7 months ago

always great customer service and very friendly staff members

Mike Foley

Mike Foley

2 years ago

Abby did a wonderful job securing my loan. She helped me when others didn't want to help me at all. She also negotiated with the dealership to find me a better price. Something I could afford so now I am driving a vehicle that I definitely wanted and something i'm Proud to own, I would recommend her services to anyone. She goes above and beyond just to get what you want. As a customer, she pays attention to details also. Friendly and business like to get your goals accomplished, so you can get the loan. You need and drive the car that you want I would recommend her highly to friends and family and definitely look forward to doing more business with her in the future

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).