NCUA Insured
Member-Owned
1 charter
Established in 1973
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
This credit union serves members from multiple groups — including occupational, associational, or community bonds. Contact them to confirm your eligibility.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1973
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Smyrna and serves members in the TN area. Currently serving 4,938 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
6.95%Used Auto Loan
8.75%Personal Loan
13.00%Credit Card APR
9.90%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in TN (NCUA Q4 2025).
Calhoun, TN
Johnson City, TN
Memphis, TN
Nashville, TN
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
4.9
91 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsLisa Lynne Randazzo
5 months ago
Wow! I am really so happy to do business with this credit union. The customer service is amazing (thank you Felicia!)-- it feels like banking used to feel. They take care of all my needs quickly and are so helpful.
Edward Lawson
a year ago
Customer service staff Abby, was extremely helpful to address an issue with a disputed charge. She discussed And advised steps to do. I provided all information to her and informed me account would receive funds. Again provide my sincere thanks to her and all the wonderful staff there.
timothy Burton
a year ago
Ms. Abbey from the Smyrna branch has been kind, intelligent, personable and I truly feel her sincerity every time we communicates. She’s given me word of wisdom and encouragement all the time which are a few of the reasons I’m so grateful to have meet her when I started banking with Veritas 2 and a half years ago. Every time I have a question or concern she responds quickly and the answers I’m in search for. What makes my experience with Veritas Credit Union special is all due to her.
Brandon Good
7 months ago
always great customer service and very friendly staff members
Mike Foley
2 years ago
Abby did a wonderful job securing my loan. She helped me when others didn't want to help me at all. She also negotiated with the dealership to find me a better price. Something I could afford so now I am driving a vehicle that I definitely wanted and something i'm Proud to own, I would recommend her services to anyone. She goes above and beyond just to get what you want. As a customer, she pays attention to details also. Friendly and business like to get your goals accomplished, so you can get the loan. You need and drive the car that you want I would recommend her highly to friends and family and definitely look forward to doing more business with her in the future
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(615) 786-0452Website
Visit WebsiteMembers
4,938
Total Assets
$56.9M
Year Opened
1973
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile