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Ascend

PO BOX 1210, Tullahoma, TN 37388
NCUA Insured4.0 (92 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1951

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO BOX 1210

Tullahoma, TN 37388

Service Area

This credit union is located in Tullahoma and serves members in the TN area. Currently serving 263,809 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.35%

Used Auto Loan

8.60%

Personal Loan

12.35%

Credit Card APR

9.50%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in TN

Lowest rates currently reported by credit unions in TN (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(30 total)

Member Reviews

4.0

92 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
kendra hudjera

kendra hudjera

4 months ago

Shout out to Taylor king for helping my girlfriend set up an account! She is very sweet and bubbly! she answerd all the questions we needed and gave us a reminder of everything we needed to know! Thank you so much!

Sandy Adams

Sandy Adams

5 months ago

I’m really confused about how I am not able to access many of their options such as digital banking etc. I was scammed a few years ago and now I have no way of checking on my account other than calling a number to access ANY info. I don’t know how the bank keeps me locked out of such due to the scam i endured. I’m being punished for being scammed! That’s a double whammy! This process the bank is doing makes it quite difficult for me to keep up with my finances which I either have to travel to the branch (and I’m disabled and unable to drive) or go thru the wait when calling a that number to find out anything. I am so fed up with the extra ways i experience just to have an account there without knowledge of the contents in my account. So people beware and be careful on your account. It’s a cruel world we live in. Also I’m told these problems I’m experiencing will be intact for a lifetime concerning the ability to access these important features the bank offers. I’ve really paid a price for being scammed!

M J

M J

6 months ago

When did Ascend start charging a fee to withdraw Ascend funds from an Ascend ITM at an Ascend location?! Update: An Ascend rep told me this shouldn't have happened and I'll update my rating if they get it resolved. Second update: Working properly now.

Rebecca Green

Rebecca Green

9 months ago

Lindsey Wells is the best! She is always very professional and courteous and patiently answers every question I have. She has a very genuine personality that makes banking a pleasure. I would recommend Ascend to anyone looking for a bank that gives the personal touch.

Marilyn Miller

Marilyn Miller

9 months ago

I would very much like to compliment an employee named Kelsey Pruitt at the ascend Federal Credit Union in Tullahoma Tennessee. This lady was very gracious and excellent at her position because she accomplished in a few minutes what I had spent hours trying to do. Accolades her and to Ascend Federal Credit Union and I love them both!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).