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Access Community

PO Box 7407, Amarillo, TX 79114
NCUA Insured4.9 (886 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1953

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO Box 7407

Amarillo, TX 79114

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(806) 353-9999

Service Area

This credit union is located in Amarillo and serves members in the TX area. Currently serving 13,343 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.49%

Used Auto Loan

7.49%

Personal Loan

12.99%

Credit Card APR

7.49%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in TX

Lowest rates currently reported by credit unions in TX (NCUA Q4 2025).

Complex Community— New Auto Loan

Odessa, TX

1.90%
Jsc— Used Auto Loan

Houston, TX

2.74%
City— Personal Loan

Amarillo, TX

6.55%
Hockley County— Credit Card APR

Levelland, TX

4.00%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(4 total)

Member Reviews

4.9

886 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Kyla Hamilton

Kyla Hamilton

3 months ago

Ariel Garcia was wonderful. She helped me navigate the best option for my particular situation. She even gave me a hug before I left! I will recommend Access Credit Union to everyone I know and tell them to Go see Ariel!!! She’s the BEST!!

Aaron Hernandez

Aaron Hernandez

4 months ago

Ariel was fantastic, she was very patient and kind. She solved an issue we've been having for months in just a few minutes. 10/10 service we will only be visiting this branch from now on.

Jessica M

Jessica M

4 months ago

My mortgage loan officer was GREAT! She unfortunately was unable to offer me any down payment options that I inquired about. They do not offer TDHCA like Alliance does. After asking more questions they are not able to offer a lot of options. That’s what ultimately made me switch credit unions.

Adanaly Hernandez

Adanaly Hernandez

a week ago

Ariel was extremely professional and super helpful. She went above and beyond to help me get my app to a working condition and helping me navigate my accounts

Sarah LaVergne

Sarah LaVergne

6 months ago

Ariel was amazing. She made this process smooth and easy when I thought it was going to be rough. Never stops smiling and you can tell she truly means it. Thank you so much.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).