Back to Austin credit unions

Austin

1900 WOODWARD ST, Austin, TX 78741
NCUA Insured3.5 (45 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1967

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

1900 WOODWARD ST

Austin, TX 78741

Service Area

This credit union is located in Austin and serves members in the TX area. Currently serving 2,518 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.74%

Used Auto Loan

5.49%

Personal Loan

9.90%

Credit Card APR

9.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in TX

Lowest rates currently reported by credit unions in TX (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

3.5

45 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Kelli Kleckner

Kelli Kleckner

a year ago

I live close to this credit union and so I was happy I could walk here if needed to deposit money or whatever I may need with my bank. I had so many issues with this place. 1. I left an overnight deposit and when they hadn't deposited it into my account after 2 days, I called them, they found the deposit under something. 2. I went inside one day and the teller was rude and made me feel judged. 3. I went through the drive thru one morning after they were open, I was the only car there and it was not busy inside either, and I sat there for 5 minutes before a teller came to the window, when she did there was no greeting or acknowledgement of me. She never spoke to me until I just sent my deposit over. I never received any deposit slips or checks so she asked what I was doing. I told her I was doing a deposit. That was the only communication I had with her. No thank you or anything. I sent an email about this with no reply either. 4. After I closed my account I still received emails and mail, I emailed them once to ask to be removed and I still receive mail and emails from them so I had to reach back out to them. I was only with this credit union for about 8 months because I was so fed up with them. I ended up switching to Frost bank and I have had wonderful service every time. I've even used different locations and each one has been wonderful.

GulfWarVet53

GulfWarVet53

a year ago

Last night, I submitted an auto loan application to Austin FCU. This morning, I was contacted by Mindy in the loan department, and she explained to me that I do not qualify for membership. Apparently, I do not live in the area of Austin that they prefer to do business. Furthermore, I asked her if the credit union allowed for membership based on military affiliation, and she said "no." This credit union does not allow acceptance into their organization for the men and women of this country who have fought so bravely to defend the freedom of all Americans. Draw your own conclusions.

Henry Swenty

Henry Swenty

a year ago

They are so greedy that my Social Security Disability payment was directly deposited at 12:30 on Wednesday before Thanksgiving, but my money is pending until Tuesday, the 3rd, because that's what my award letter says! Then, they straight up lie about how the ssdi direct deposits are sent directly from the Treasury to the specific routing number of the branch where my account is.

Larry Sager

Larry Sager

2 years ago

I just purchased a used truck using Austin Federal Credit Union. I could not be happier with the professional service I received from Johnny! He went above and beyond to make my process easy. Further he was able to offer me an extended warranty through a 3rd party that gave me more peace of mind about my purchase. I would highly recommend Johnny and Austin FCU if you need financial services. Thank you!

Valerie

Valerie

a year ago

We accidently sent money here instead of A+ Federal Credit Union because of the bogus way they list their business. Caught it same day, asked for money to be returned they have held money not belonging to them for 6 days! That's theft! I would never never do business or trust finances to such a dishonest group

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).