Matagorda County

3700 Avenue F, Bay City, TX 77414

NCUA Insured4.4 (8 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1961

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Bay City, TX may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1961

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

3700 Avenue F

Bay City, TX 77414

Google Maps 🗺Waze

(979) 245-8674

Service Area

This credit union is located in Bay City and serves members in the TX area. Currently serving 2,458 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.25%

Used Auto Loan

4.25%

Personal Loan

6.75%

Credit Card APR

8.50%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in TX

Lowest rates currently reported by credit unions in TX (NCUA Q4 2025).

Complex Community— New Auto Loan

Odessa, TX

Houston, TX

Amarillo, TX

Hockley County— Credit Card APR

Levelland, TX

4.00%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

4.4

8 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Coy

9 months ago

Family like atmosphere, always welcoming you as you come through the doors. Amazing employees always willing to help. Did I mention that they have the lowest interest rates for your next vehicle!! Samantha can help you out!!

Geezer Butler

7 months ago

Employees are so friendly and it’s always quick

Ybarra Ellis

5 years ago

Family oriented, been with them for many years! Very informative and helpful. Love the services offered through them. I feel more at ease with my transactions through them.