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Dugood

PO BOX 12899, Beaumont, TX 77726
NCUA Insured3.6 (43 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1962

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO BOX 12899

Beaumont, TX 77726

Service Area

This credit union is located in Beaumont and serves members in the TX area. Currently serving 37,482 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.00%

Used Auto Loan

5.00%

Personal Loan

11.50%

Credit Card APR

12.40%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in TX

Lowest rates currently reported by credit unions in TX (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(14 total)

Member Reviews

3.6

43 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Lup3cx Star

Lup3cx Star

3 months ago

Called their customer service and I was on hold for a total of 24 min! Do NOT BANK HERE! I’ve never had a bank take that long especially a credit union

Brian Sweeney

Brian Sweeney

3 months ago

Outstanding staff at all Branches! Love banking here!!

Leah Howell

Leah Howell

11 months ago

When I was opening my account, I specifically sat there and talk to the lady who open my account that one of the reasons I was opening account with y’all it was so I could use Zelle. I wasn’t informed then that I wouldn’t be able to use it for 45 days And I think it’s really stupid because it’s my money and I should be able to send it to whoever I want whenever I want. It shouldn’t be up to y’all to tell me that I can’t send anybody money for 45 days

David Biano

David Biano

a year ago

Their loan process at the Major Drive location along with the Branch manager Anabelle, Banesa Maldonado was like going through Elden Ring or physically the Diablo in real life. Save yourself time in dealing with them. They wasted a ton of my time, and could feel them not wanting to help. you know that feeling!?!?! But yea go to the other branches, I am a long time and made me feel like I was a burden on them, very upset. long time member here Go to Vidor Joan or Estex both great Branches David Biano

Chris Hrabina

Chris Hrabina

3 years ago

Called about a home equity loan and was very impressed with Sandy the lady i spoke with. I told her my situation about my home being paid off and living on a private road. She asked if i had the road easements which i did. I filled out credit application got through sending all my documents in, running credit etc. etc. only to be denied because your legal departments attorney didn't understand how to read the easements for ingress and egress. I told her i even had the option to put the property the easement was on into my name! Nope we aren't interested. I would find another attorney if they can't understand how to read a easement! Dugood is Nogood!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).