Back to Beaumont credit unions

Education First

7025 Eastex Freeway, Beaumont, TX 77706
NCUA Insured4.8 (311 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1952

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

7025 Eastex Freeway

Beaumont, TX 77706

Service Area

This credit union is located in Beaumont and serves members in the TX area. Currently serving 32,486 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.46%

Used Auto Loan

6.03%

Personal Loan

12.71%

Credit Card APR

13.23%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in TX

Lowest rates currently reported by credit unions in TX (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(10 total)

Member Reviews

4.8

311 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Chico Bentsen

Chico Bentsen

10 months ago

Spoke to a customer service representative today by the name of Anna… Very rude and unprofessional. Asked to speak to her supervisor. Her name is Chris and she was just as unprofessional. Very disappointed they definitely need to be retrained on customer service and how they interact with loyal customers. Also in my opinion they need to be reprimanded. They need to be held accountable for their unprofessional actions.

Stacy Hopkins

Stacy Hopkins

2 years ago

Education First FCU has been my bank since about 2010! Even though I have lived 3 hours away for the past 7 1/2 years, they always go above and beyond to keep me as a satisfied member. They have done my loan paperwork electronically, which is great and super convenient! The member services team is always friendly and helpful. I like that if there is a questionable charge, I can just send a message through the banking app, and they quickly help resolve the issue. I highly recommend this bank. They really appreciate educators too!

CASSIE THE BOSS

CASSIE THE BOSS

2 years ago

Glad my sister referred me to them. The staff is personable and really friendly. Their rates are awesome to where I was able to pay off a 7yr car loan in half the time. Definitely going with them when we are ready to buy again!

Valarie Daniels

Valarie Daniels

2 years ago

Excellent experience each time I request services from Education First!! I am very proud and grateful to be member of our credit union over twenty years! I have also referred friends and family to join our outstanding credit union! I have utilized numerous services provided by our credit union such as the extended car warranties! Keep up the exemplary customer service!! Go Education First Federal Credit Union Go!!

Earnestine Adams

Earnestine Adams

2 years ago

I love during business with Education First Federal Credit Union they have taken care of all of my financial needs. I am so glad to be a part of this team. The staff at the Jasper office are awesome,nice, and friendly . Education First will always be my go to place .

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).