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Rave Financial

P.O. Box 12849, Beaumont, TX 77726
NCUA Insured3.9 (46 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1935

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

P.O. Box 12849

Beaumont, TX 77726

Service Area

This credit union is located in Beaumont and serves members in the TX area. Currently serving 86,407 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.50%

Used Auto Loan

5.50%

Personal Loan

12.00%

Credit Card APR

9.40%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in TX

Lowest rates currently reported by credit unions in TX (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(14 total)

Member Reviews

3.9

46 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
TEXAS STAGE & EVENT RENTALS

TEXAS STAGE & EVENT RENTALS

6 months ago

Rave Financial has truly stepped up to earn our business. Chris Kovatch and his team have gone above and beyond—beating every competitor’s rates, answering the phone every time we’ve called, and taking the time to address all of our questions thoroughly. Their professionalism, attention to detail, and commitment to customer service have made the entire process smooth and stress-free. We appreciate the level of care they’ve shown and highly recommend Rave Financial to anyone looking for a team that genuinely works for you.

Tramena Horn

Tramena Horn

6 months ago

I have banked with Mobile Oil, now Rave Financial, for over twenty years. Recently, I opened a business account, and Chris Kovatch and his team made the process incredibly easy. Chris was always available to answer my questions and provided the support I needed throughout the process. His professionalism and outstanding customer service made everything smooth and stress-free. If you are looking for someone who will truly work for you, I highly recommend Chris Kovatch and Rave Financial.

Jenny Bonham

Jenny Bonham

5 months ago

Chris Kovatch is so easy to work with! Very dependable and trustworthy! Chris has been spot on with his banking advice when I have asked for his input. He over delivers providing so much value for my banking experience. I feel at ease knowing I can 100% trust my banker!

Chris Vine

Chris Vine

2 months ago

I was on a video banking call today through their application. The experience was amazing. However, it was not the application itself. It was a banker by the name of Fran. She is always helpful and very nice! I mean to leave a 5 star review through the application for video banking, but the submit button would not submit my response. Anyhow, thank you Fran for your immediate assistance for my query!

IMTIYAZ ALI

IMTIYAZ ALI

3 months ago

RAVE Financial has amazing staff, quick and convenient service. Would definitely recommend to my friends. Chris is always a pleasure to work with, very helpful and amazing banker.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).