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Fannin

1737 N STATE HIGHWAY 121, Bonham, TX 75418
NCUA Insured3.7 (52 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1966

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

1737 N STATE HIGHWAY 121

Bonham, TX 75418

Service Area

This credit union is located in Bonham and serves members in the TX area. Currently serving 6,739 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.31%

Used Auto Loan

7.53%

Personal Loan

11.70%

Credit Card APR

9.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in TX

Lowest rates currently reported by credit unions in TX (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

3.7

52 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
CrazyAce X3Random;3

CrazyAce X3Random;3

a year ago

Been doing business here for about 15 yrs. 3 loans approved and paid in full, no late payments, always on time! Wondering when it change from nice helpful people that helped you with your questions without treating you like you don't have the ability to meet the standards they set. That you don't qualify based on their personal opinion without review of your credit. Just wow. Had to use a small town bank that remembers the value of the partners.

David Hunt

David Hunt

10 months ago

Can't reach by phone. I tried to make a big purchase it was denied. Funds are more then enough. No call or text to verify large purchase. Now I'm in the cue. Had to leave a message. No call back ye so i lowered my purchase so i can leave with some things. I will have to make another long trip and another purchase. They need someone to answer their phone.

steven hale

steven hale

a year ago

Customer service is horrible! This bank doesn’t know the first thing about how to treat its customers with respect. I’ve been with them for decades but after a recent experience it’s time to find a better bank. When a bank refuses to accept a signed court document on a probate case by the executor and locks you out of the office then seals the info into an envelope addressed to your lawyer speaks to the point that these people at this bank are incompetent at best and do not understand the law. My lawyer has strongly recommended a different bank.

Joyce Keller

Joyce Keller

7 months ago

And federal I’ve been there for about seven years and they are really nice people especially Cheyenne. Help me when I have an issue of being scammed a good bank good people.

Leslie Ephland

Leslie Ephland

a year ago

When I moved to Montana from Texas, I kept my checking account here, and I am certainly glad. When my debit card information was stolen and charges were attempted, none of them went through, and I got a timely text alert from the Fannin Credit Union Fraud department.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).