Pantex

PO Box 5206, Borger, TX 79008

NCUA Insured4.2 (34 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1940

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Membership is typically limited to employees of specific companies or industries. Contact the credit union directly to confirm whether you qualify.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1940

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

PO Box 5206

Borger, TX 79008

Google Maps 🗺Waze

(806) 273-5692

Service Area

This credit union is located in Borger and serves members in the TX area. Currently serving 14,653 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.98%

Used Auto Loan

6.10%

Personal Loan

12.63%

Credit Card APR

11.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in TX

Lowest rates currently reported by credit unions in TX (NCUA Q4 2025).

Complex Community— New Auto Loan

Odessa, TX

Houston, TX

Amarillo, TX

Hockley County— Credit Card APR

Levelland, TX

4.00%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(4 total)

Member Reviews

4.2

34 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Brady Nivens

2 years ago

Hands down the best financial institution in town!! They offer great interest rates, Shannon made it a breeze refinancing my truck!! Will always be doing business with you guys! Yall are awesome!

Dale Sanders

a year ago

We've been members for many, many years. The customer service is fantastic! We just worked with Member Services on a request. They were incredibly helpful and responsive.

Keith Willingham

5 years ago

Worst Customer Service I’ve ever seen from a financial institution. My friends family have all been members for years and I wanted to give them our business as well. We left several voice mails for specific people at various branches and not one single person could return a call. We will never give our business to this company and will urge others to find other avenues too

Marissa Moore

9 years ago

its a great bank unless its the weekend and you are unable to sign on to your online banking account and you cant. then you are stuck till the week so someone will answer the phone to unlock your account because they don't have 24 hour help or technical support