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Gulf Coast

P O BOX 8849, Corpus Christi, TX 78468
NCUA Insured4.4 (145 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1940

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

P O BOX 8849

Corpus Christi, TX 78468

Service Area

This credit union is located in Corpus Christi and serves members in the TX area. Currently serving 18,686 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.50%

Used Auto Loan

5.50%

Personal Loan

11.49%

Credit Card APR

7.99%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in TX

Lowest rates currently reported by credit unions in TX (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(6 total)

Member Reviews

4.4

145 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Christina Dominguez

Christina Dominguez

3 months ago

I was very stressed and worried, I had an issue on my account and didn't know what to do. I called the Credit union after 5pm expecting everyone to have gone home for the day. But, someone was there and it was Belinda G. From the Call Center and she was so extremely helpful. She solved my problem immediately and was very kind and sweet. She has the best customer service skills that I've come across and I deal with many Credit unions and Banks that I have accounts with. Gulf Coast Federal Credit is really lucky to have Belinda on their TEAM!

Noel Garcia

Noel Garcia

4 months ago

Great first time experience applying for a personal loan with GCFCU. In less than a day of applying, had the loan deposited into my account. Darlene kept me informed every step of the way and was so great to work with as well as Jose at my local branch office. Best interest rate I’ve seen compared to other institutions. Highly recommend GCFCU!

Priscilla Love

Priscilla Love

6 months ago

I have to say what an amazing customer service I received this morning from Blanca De La Fuente at the Staples street GulfCoastFederalCreditUnion bank... She was so helpful and welcoming with all my questions. She helped answer each and every question I asked. If anyone has gone out of their way to help a customer its been Blanca, with all her knowledge and understanding a customer. So next time you need help at this bank ask for her. Thank you for all your help Blanca De La Fuente

Chris Maldonado

Chris Maldonado

6 months ago

I am really thankful for GCFCU and their help in getting me into a new truck after the hail storm that we had. The process was quick and easy. Darlene was so much help!

I am unknowable

I am unknowable

6 months ago

the ladies in the lobby here are always really helpful and know exactly what they're talking about. the girl they have running the drive thru at nite i think her name is katherine? shes a real peach she helped me so much with understanding my loan payments will be requesting her help from now on.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).