NCUA Insured
Member-Owned
2 charter
Established in 1967
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Dallas, TX may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
2 charter
Established in 1967
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Dallas and serves members in the TX area. Currently serving 11,802 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
6.25%Used Auto Loan
6.25%Personal Loan
15.00%Credit Card APR
12.95%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in TX (NCUA Q4 2025).
Odessa, TX
Houston, TX
Amarillo, TX
Levelland, TX
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
4.1
40 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google Mapsronnie robertson
4 months ago
I've had several auto loans with LS, Rosie Villegas and the staff are the best. The clerks in the lobby are always friendly and accurate they'll continue to get my business.
Texas Finest
a year ago
I’m surprised this fraudulent credit union is still in business😁. I had them for many years till they depleted my checking and savings with all types of fees. I was in a bad place at the time and didn’t give it much attention. Since then I have not will ever do business with them and have NEVER recommended them.
Evan Waterloo
a year ago
Amy was awesome to work with when setting up a new car loan. She made it super easy when we talked on the phone and over email. She was very quick to respond to emails and always made it feel like we were moving forward on the loan and making progress. I would love to work with her again in the future and I would recommend her to anyone looking for a new or used car loan.
E K
11 months ago
I had an auto loan with LSCU. They were real easy with the refi from previous loan payoff to LSCU and since I had a great credit score I got a great rate. I paid off my loan, however I did have one hick up due to insurance (not my fault) and Jessica helped me with getting the loan overpayment corrected and the title sent to me. Other than that, I had a great experience with my loan at LSCU and would like to use them again in the future. Thanks!
Julie Hunter
5 years ago
I have been a customer of LSCU for many years. I do not do my regular banking there as there is not one near my home; however, they have handled several of my vehicle loans and I have never had a problem. I get approved in one day and can complete the application on line or over the phone. I also get a coupon to skip my December payment and add it to the end of the loan to help with Christmas expenses. I highly recommend them!
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(214) 327-9367Website
Visit WebsiteMembers
11,802
Total Assets
$189.2M
Year Opened
1967
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile