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Lone Star

7508 Ferguson Rd, Dallas, TX 75228
NCUA Insured4.1 (40 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1967

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

7508 Ferguson Rd

Dallas, TX 75228

Service Area

This credit union is located in Dallas and serves members in the TX area. Currently serving 11,802 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.25%

Used Auto Loan

6.25%

Personal Loan

15.00%

Credit Card APR

12.95%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in TX

Lowest rates currently reported by credit unions in TX (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(4 total)

Member Reviews

4.1

40 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
ronnie robertson

ronnie robertson

4 months ago

I've had several auto loans with LS, Rosie Villegas and the staff are the best. The clerks in the lobby are always friendly and accurate they'll continue to get my business.

Texas Finest

Texas Finest

a year ago

I’m surprised this fraudulent credit union is still in business😁. I had them for many years till they depleted my checking and savings with all types of fees. I was in a bad place at the time and didn’t give it much attention. Since then I have not will ever do business with them and have NEVER recommended them.

Evan Waterloo

Evan Waterloo

a year ago

Amy was awesome to work with when setting up a new car loan. She made it super easy when we talked on the phone and over email. She was very quick to respond to emails and always made it feel like we were moving forward on the loan and making progress. I would love to work with her again in the future and I would recommend her to anyone looking for a new or used car loan.

E K

E K

11 months ago

I had an auto loan with LSCU. They were real easy with the refi from previous loan payoff to LSCU and since I had a great credit score I got a great rate. I paid off my loan, however I did have one hick up due to insurance (not my fault) and Jessica helped me with getting the loan overpayment corrected and the title sent to me. Other than that, I had a great experience with my loan at LSCU and would like to use them again in the future. Thanks!

Julie Hunter

Julie Hunter

5 years ago

I have been a customer of LSCU for many years. I do not do my regular banking there as there is not one near my home; however, they have handled several of my vehicle loans and I have never had a problem. I get approved in one day and can complete the application on line or over the phone. I also get a coupon to skip my December payment and add it to the end of the loan to help with Christmas expenses. I highly recommend them!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).