NCUA Insured
Member-Owned
2 charter
Established in 1930
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Dallas, TX may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
2 charter
Established in 1930
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Dallas and serves members in the TX area. Currently serving 67,729 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
5.58%Used Auto Loan
6.32%Personal Loan
13.06%Credit Card APR
14.97%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in TX (NCUA Q4 2025).
Odessa, TX
Houston, TX
Amarillo, TX
Levelland, TX
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
4.2
324 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsA Wilson
3 months ago
I recently obtained an equity loan through NCU, and the entire experience was outstanding from start to finish. The process was smooth, well-organized, and clearly communicated every step of the way. Georgia, my loan officer, was absolutely exceptional. She was knowledgeable, responsive, and incredibly patient in answering all of my questions. She made what can often feel like a complicated process straightforward and stress-free. Her professionalism and attention to detail gave me complete confidence throughout the loan process. I truly appreciate the level of care and support I received. I would highly recommend NCU, and especially Georgia , to anyone considering an equity loan.
Joseph David Martin
3 months ago
I reviewed three credit unions in-person and Neighborhood was a standout for their professionalism and follow-through. Their rates and home equity loan process was also the best by a good percentage. Georgia Gasparek was my loan officer and was simply terrific. She walked me through everything over phone and email; approved me for a great rate; and got me from app to funding in 3 weeks. Highly recommend working with her for any loans!
Yuri Salazar
4 months ago
We knew we needed to expand our home. We did so much digging to see who offered the best rates neighborhood credit union was the best option.We submitted our application early in the morning not expecting a call. It also happened to be a Friday we expected to receive a call on Monday. We actually ended up receiving an email from Georgia Gasparek within a few minutes after submitting our application. She was really helpful throughout the entire process. She made sure we were made aware of everything and explained to us our different payment options and so forth. I would highly recommended working with Georgia Gasparek! Her communication skills are top tier!
Binu Varghese
7 months ago
We recently closed a loan with Neighborhood Credit Union, and the entire process was fantastic. It was incredibly quick and felt very personal, which is exactly what you hope for in a lender. A special shout-out goes to our loan officer, Olivia Longoria. She was amazing! Olivia ensured I was kept completely abreast of all proceedings and details through prompt conversations and clear emails. Thanks to her professionalism, we were able to close our loan smoothly and in record time. Highly recommend Neighborhood Credit Union and Olivia!
Donald J Robinson
3 months ago
I had one of the tellers give me a fake 100 dollar bill and I had to send it to my lawyer the money I pulled out. I went to the bitcoin machine to send the 4000 dollars and I could only send 3900 because the machine would not accept the 1 one hundred dollar bill. I took it back to NCU and they would not replace the 100 dollar bill that they gave me because it was under review. Then the manager called me and told me they were not going to replace the 100 dollar bill that they gave me. God knows the truth and I prayed that he comes back on those who made the decision to steal 100 dollars from me 10 fold
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(214) 748-9393Website
Visit WebsiteMembers
67,729
Total Assets
$1.1B
Year Opened
1930
Net Worth
Well Capitalized
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile