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Neighborhood

PO Box 803476, Dallas, TX 75380
NCUA Insured4.2 (324 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1930

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO Box 803476

Dallas, TX 75380

Service Area

This credit union is located in Dallas and serves members in the TX area. Currently serving 67,729 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.58%

Used Auto Loan

6.32%

Personal Loan

13.06%

Credit Card APR

14.97%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in TX

Lowest rates currently reported by credit unions in TX (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(17 total)

Member Reviews

4.2

324 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
A Wilson

A Wilson

3 months ago

I recently obtained an equity loan through NCU, and the entire experience was outstanding from start to finish. The process was smooth, well-organized, and clearly communicated every step of the way. Georgia, my loan officer, was absolutely exceptional. She was knowledgeable, responsive, and incredibly patient in answering all of my questions. She made what can often feel like a complicated process straightforward and stress-free. Her professionalism and attention to detail gave me complete confidence throughout the loan process. I truly appreciate the level of care and support I received. I would highly recommend NCU, and especially Georgia , to anyone considering an equity loan.

Joseph David Martin

Joseph David Martin

3 months ago

I reviewed three credit unions in-person and Neighborhood was a standout for their professionalism and follow-through. Their rates and home equity loan process was also the best by a good percentage. Georgia Gasparek was my loan officer and was simply terrific. She walked me through everything over phone and email; approved me for a great rate; and got me from app to funding in 3 weeks. Highly recommend working with her for any loans!

Yuri Salazar

Yuri Salazar

4 months ago

We knew we needed to expand our home. We did so much digging to see who offered the best rates neighborhood credit union was the best option.We submitted our application early in the morning not expecting a call. It also happened to be a Friday we expected to receive a call on Monday. We actually ended up receiving an email from Georgia Gasparek within a few minutes after submitting our application. She was really helpful throughout the entire process. She made sure we were made aware of everything and explained to us our different payment options and so forth. I would highly recommended working with Georgia Gasparek! Her communication skills are top tier!

Binu Varghese

Binu Varghese

7 months ago

We recently closed a loan with Neighborhood Credit Union, and the entire process was fantastic. It was incredibly quick and felt very personal, which is exactly what you hope for in a lender. A special shout-out goes to our loan officer, Olivia Longoria. She was amazing! Olivia ensured I was kept completely abreast of all proceedings and details through prompt conversations and clear emails. Thanks to her professionalism, we were able to close our loan smoothly and in record time. Highly recommend Neighborhood Credit Union and Olivia!

Donald J Robinson

Donald J Robinson

3 months ago

I had one of the tellers give me a fake 100 dollar bill and I had to send it to my lawyer the money I pulled out. I went to the bitcoin machine to send the 4000 dollars and I could only send 3900 because the machine would not accept the 1 one hundred dollar bill. I took it back to NCU and they would not replace the 100 dollar bill that they gave me because it was under review. Then the manager called me and told me they were not going to replace the 100 dollar bill that they gave me. God knows the truth and I prayed that he comes back on those who made the decision to steal 100 dollars from me 10 fold

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).