U. S. I.
Verified Information
NCUA Insured
Member-Owned
1 charter
Established in 1959
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Membership is typically limited to employees of specific companies or industries. Contact the credit union directly to confirm whether you qualify.
Check eligibility on their website →Verified Information
NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1959
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
Location & Directions
Service Area
This credit union is located in Deer Park and serves members in the TX area. Currently serving 2,091 members.
Membership Info:
Contact the credit union to confirm membership eligibility requirements for your area.
Note on Membership
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Financial Health
Q4 2025 · NCUAKey indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Loan Rates
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
7.57%Used Auto Loan
7.21%Personal Loan
13.95%Credit Card APR
10.90%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Best Rates in TX
Lowest rates currently reported by credit unions in TX (NCUA Q4 2025).
Odessa, TX
Houston, TX
Amarillo, TX
Levelland, TX
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
Branches & Locations(1 total)
Member Reviews
4.3
9 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google Maps
mark alford
8 months ago
A buddy of mine has been trying for a week now to get a Auto Loan through here. with no look. I talked to Stephanie on the phone. and she pretty much told me, that she was busy with members and that my buddy may want to look at other places to get his loan from. NOW!! who would tell someone that?? I asked her, that it was my understanding that new members also help with paying their bill and their checks. I wouldn't do business with the USI Credit Union,
Richard Hernandez
2 years ago
Once again Tom Butler & his incredible group of assistants came to our rescue! Highly recommended. Watch out for toenails in the parking lot!
LocoSeamonkey
10 months ago
Tom Butler and his staff are fantastic. Friendly and go the extra mile
Ashley Adams
a year ago
I love this credit union, they get loans done fast.
Richard
6 years ago
These guys are the best.
Contact Tips
Best Time to Call
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
What to Ask
- • Current loan rates & terms
- • Membership eligibility requirements
- • Minimum deposit to open an account
- • Online & mobile banking features
NCUA Insured
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Key Information
Phone
(713) 209-1310Website
Visit WebsiteMembers
2,091
Total Assets
$25.5M
Year Opened
1959
Net Worth
Well Capitalized
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile