Datcu

PO BOX 827, Denton, TX 76202

NCUA Insured4.2 (14 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1936

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Denton, TX may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1936

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

PO BOX 827

Denton, TX 76202

Google Maps 🗺Waze

(940) 387-8585

Service Area

This credit union is located in Denton and serves members in the TX area. Currently serving 111,860 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.44%

Used Auto Loan

5.64%

Personal Loan

12.49%

Credit Card APR

15.50%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in TX

Lowest rates currently reported by credit unions in TX (NCUA Q4 2025).

Complex Community— New Auto Loan

Odessa, TX

Houston, TX

Amarillo, TX

Hockley County— Credit Card APR

Levelland, TX

4.00%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(16 total)

Member Reviews

4.2

14 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Kathy R Woods

3 months ago

Convenient location in North Denton, beautiful branch, friendly and welcoming staff, excellent ATM’s. Loyal to customers. I’ve been with DATCU for nearly 50 years with no regrets. Highly recommended!

chris carter

4 months ago

So far so good Dave caught a fraudulent recurring charge and abruptly trying my card off which I am happy about

Shane Windham

a year ago

The people who work here are as lovely as at any location. And I was initially excited to have a branch so close to me. But whoever decided this locale didn't need more than a drive-thru ATM should be out of a job. The only time I tend to visit a branch is to deposit checks too large for mobile deposit. And I much prefer the drive-thru for that. This location doesn't meet my needs therefore, so I'm left driving across town now (to another location, since the one nearest me appears to have been closed so that this one could open--and the old one had a full-service drive-thru). Again, great people, but I hope this regression in accessibility isn't a sign of things to come. I'd also love to make clear to any corporate entity reading this that DATCU's AD&D and Life products are both wildly overpriced when looking at market averages.

Skyler Hodges

a year ago

Deposited a check into joint account and some how ended up in my wife’s individual account. Always have these issues, we just keep the account for the credit union benefits.