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Firstlight

9983 Kenworthy St, El Paso, TX 79924
NCUA Insured4.4 (1,337 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1955

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

9983 Kenworthy St

El Paso, TX 79924

Service Area

This credit union is located in El Paso and serves members in the TX area. Currently serving 98,504 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.25%

Used Auto Loan

5.00%

Personal Loan

18.00%

Credit Card APR

13.99%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in TX

Lowest rates currently reported by credit unions in TX (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(12 total)

Member Reviews

4.4

1,337 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
JAE Rocha

JAE Rocha

4 months ago

This bank presents itself as being about the community, yet there are no meaningful efforts to educate or inform members. Customers feel overlooked, and that is concerning. Members are the reason FirstLight Credit Union exists, and without them, there would be no employees or institution. Until priorities shift toward member support and transparency, I will be looking at other banking options.

Jonathan Mcrae

Jonathan Mcrae

5 months ago

I have been for the last 3 hours to get someone on the phone to get to a loan officer. The call get hung up on or disconnect after waiting a MINIMUM of 40 minutes.. and when I was FINALLY able to get someone. Let me transfer you, ok. ANOTHER 30 MINUTES and then SYSTEM HAVING ISSUES please call again..... I hate this bank. Im not in TX right now so I can't go in person. This has happened other days as well. I'm sick of this.

Victoria S.

Victoria S.

8 months ago

Customer service is absolutely the worst for this credit union. Trying to go through an auto loan process has been a nightmare. It feels impossible to get in touch with anyone. I was on the phone waiting for 3 hours. Then someone transferred me to nobody and I had to wait again. When I was connected to someone processing my request, a representative, Jennifer, was a little rude to me because I am simply asking for updates on my loan. She kept saying, “Give us some time, give us some time.” Nothing should be this complicated for a standard auto loan. I’m not trying to be a nagging customer, but I have every right to ask for updates and information. This customer service really worries me. I’m not sure if I want to continue with this company if they don’t take my business OR my money seriously.

Johnny A.

Johnny A.

7 months ago

They were announcing all sorts of help for employees affected by the government shutdown. They were absolutely zero help and made things even more stressful. Closing all accounts and moving on. Horrible service. Go to Navy Fed they will help.

Miguel Perez

Miguel Perez

6 months ago

I don’t know who is worse, this bank or the DMV. They have a full waiting room of people and the slowest workers walking around, talking amongst each other, taking their sweet time and NOT prioritizing helping customers.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).