Natural Resources Conservation Serv

P O Box 6567, Fort Worth, TX 76115

NCUA Insured2.3 (6 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1937

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Fort Worth, TX may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1937

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

P O Box 6567

Fort Worth, TX 76115

Google Maps 🗺Waze

(817) 921-9302

Service Area

This credit union is located in Fort Worth and serves members in the TX area. Currently serving 715 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.95%

Used Auto Loan

6.67%

Personal Loan

13.16%

Credit Card APR

9.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in TX

Lowest rates currently reported by credit unions in TX (NCUA Q4 2025).

Complex Community— New Auto Loan

Odessa, TX

Houston, TX

Amarillo, TX

Hockley County— Credit Card APR

Levelland, TX

4.00%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

2.3

6 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Shannon Rowley

a year ago

Used this account since I work for NRCS as a little nest egg, but never was able to use the card. Always denied me and would say insufficient funds with a positive balance. I’d have to call the card company and they would route me back to credit union. The worst banking experience I ever had. Do not recommend .

TammyLynn GeLinas

a year ago

I have been a member since 1986. I never planned to leave NRCS but the actions or lack thereof of the credit union in the past 3 months have really made me question my decision. From double posting charges, taking 3 months to post transactions, not posting automatic deposits on the day it is received to not being unable to access your money in your account. The gentleman who answers the phone is friendly and tries to be helpful but doesn't the authority to correct the mistakes. I feel sorry for him having to deal with others errors. This weekend, I am stressed about the fact that the credit union double posted a payment and is still 'researching' after 4 days. They are now also 'researching' why they haven't or where they have deposited my husband's paycheck. We have the confirmation from my husband's company that it was sent and received by the credit union. This error is costing us late fees. I have no confidence that our money will be available on Monday, and that is extremely scary. Have the uppity ups at the credit union apologized? Have they offered compensation for costs - no! They hide behind their teller. This credit union use to be amazing! I loved Pat and Nancy. They made you feel heard and if there ever was an issue it was corrected immediately. But now? Good luck. I just hope they find our money, but I have lost confidence in the credit union.