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1312 Lawrence St, Gainesville, TX 76240

NCUA Insured3.8 (66 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1956

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Gainesville, TX may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1956

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

1312 Lawrence St

Gainesville, TX 76240

Google Maps 🗺Waze

(940) 665-1797

Service Area

This credit union is located in Gainesville and serves members in the TX area. Currently serving 8,420 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.09%

Used Auto Loan

5.46%

Personal Loan

10.68%

Credit Card APR

10.15%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in TX

Lowest rates currently reported by credit unions in TX (NCUA Q4 2025).

Complex Community— New Auto Loan

Odessa, TX

Houston, TX

Amarillo, TX

Hockley County— Credit Card APR

Levelland, TX

4.00%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(5 total)

Member Reviews

3.8

66 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

C Roll

3 months ago

We were able to get a great deal on a refinance for our truck. They made it easy and effortless. We appreciate the great customer service.

Cynthia Cox

6 months ago

Went in kinda late the gentleman was still very pleased to help us. 😀 They were even decorating for Christmas.

Brooke & Brian West

5 months ago

The absolute best bank to bank with. Never no problems. Great place to do loans with as well! Thanks for all yall do for your customers

Richard Willis

3 months ago

Banks that charge people to cash their customers checks seem predatory to me. Charged me $7 to cash a check written from their bank. Never have to worry about me doing business with you again.