Service 1st

PO Box 8155, Greenville, TX 75404

NCUA Insured4.3 (17 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1954

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Greenville, TX may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1954

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

PO Box 8155

Greenville, TX 75404

Google Maps 🗺Waze

(903) 457-4686

Service Area

This credit union is located in Greenville and serves members in the TX area. Currently serving 4,705 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.30%

Used Auto Loan

5.05%

Personal Loan

7.10%

Credit Card APR

7.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in TX

Lowest rates currently reported by credit unions in TX (NCUA Q4 2025).

Complex Community— New Auto Loan

Odessa, TX

Houston, TX

Amarillo, TX

Hockley County— Credit Card APR

Levelland, TX

4.00%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

4.3

17 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

David Stuart

9 months ago

I have used this place for 40 years. Good service, good people. I've bought cars thru them, still have my checking accounts there.

Ryan Doll

a year ago

Met the owner, Ryan, and his wife while we were waiting for over 90 min on the curb for an Uber. They were both incredibly kind, offered us water and if there was anything they could help with. Seems like other banks could be doing a lot better if they had some generosity like them. Thanks, Ryan!

Georgette Belland

4 years ago

If I could give a 0 star I would. My husband opened a savings account with them since he works so close to their building. Well their hours are 8-5 which are the hours pretty much everyone works. They gave him a card to be able to pull out money, but never sent him the actual code to it and we’ve been told he has to go in person to change it? Then they gave him another card to said account that he was actually able to make up his own pin just to be told that his card is restricted. We’ve banked with various different establishments and this one by far is the worst one. They need to update how their system works asap. They also need consider their customers, not everyone can go in the hours that they operate and not everyone wants to have to go into the actual bank to do their business.

Alexis Alexander

5 years ago

Received a email advising that the branch would be sending out a new card in which the rep "Scottie" advised was sent out on the 22nd of September however I never recieved it. Card was declined at Chick fil A stating someone else was using my card so they block & canceled it. Per the rep they sent out another card on October 6th which will take 7-10 business days not including holidays. Paid $25 TODAY in order to expediate my card in which "Scottie" did not want to advise when my expediated card would even arrive. Weird that I continue to receive all their mail outside of my cards. In which they do not have tracking numbers on the cards they send out. WOW!