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Back to Groves credit unions

Gulf

P. O. Box 848, Groves, TX 77619
NCUA Insured3.3 (39 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1941

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

P. O. Box 848

Groves, TX 77619

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(409) 963-1191

Service Area

This credit union is located in Groves and serves members in the TX area. Currently serving 24,442 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.98%

Used Auto Loan

4.94%

Personal Loan

9.84%

Credit Card APR

12.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in TX

Lowest rates currently reported by credit unions in TX (NCUA Q4 2025).

Complex Community— New Auto Loan

Odessa, TX

1.90%
Jsc— Used Auto Loan

Houston, TX

2.74%
City— Personal Loan

Amarillo, TX

6.55%
Hockley County— Credit Card APR

Levelland, TX

4.00%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(7 total)

Member Reviews

3.3

39 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Darlene Phillips

Darlene Phillips

3 months ago

I would like to request for the drive Through to stay open to 6 and or 8-12 on sat. 830-5. When most people work 8-5. BETTER HOURS PLEASE!

Shonte Leonard

Shonte Leonard

5 months ago

Waiting on HOLD for almost 30 minutes on a regular Monday is UNACCEPTABLE! At minimum at least have human to confirm calls would be handled when someone was available. TOTAL wait time 29:30 and the call took 2 1/2 mins from start to finish, ending at 32 mins. More help is clearly needed!

Ricky Bayes

Ricky Bayes

5 months ago

Im not even a member and they gave me a great interest rate on a car loan lighting fast. Cut straight threw the BS just ran credit sign and go. Thank you guys it was my first car purchase since 2003.

Juan Aguilar

Juan Aguilar

4 months ago

Been a member for many years. Tried to make a loan payment online but their system has been down for days. Called to make a payment and they want to charge a fee for over the phone payments. I would think since the problem is on their end, fees should be waived.

Sergio Herrera

Sergio Herrera

7 months ago

Overall a great credit union , they have made my life alot easier with any type of loans that i need . They are quick to answer any questions that i have .

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).