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Rio Grande Valley Credit Union

1221 Morgan Blvd, Harlingen, TX 78550
NCUA Insured4.2 (158 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1954

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

1221 Morgan Blvd

Harlingen, TX 78550

Service Area

This credit union is located in Harlingen and serves members in the TX area. Currently serving 17,571 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.65%

Used Auto Loan

5.33%

Personal Loan

12.24%

Credit Card APR

6.89%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in TX

Lowest rates currently reported by credit unions in TX (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(5 total)

Member Reviews

4.2

158 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Cris Petykowski

Cris Petykowski

4 months ago

We had an excellent experience with RGV Credit Union, thanks to Cathy Cuevas. I came in to open several accounts, and the process was not routine. My mother and I both needed assistance, and Cathy handled everything with professionalism, patience, and care. A few weeks later, Cathy also helped us with wire transfers to several different financial institutions. Because I live out of town, we communicated mostly by email, and I had many questions along the way. Cathy was incredibly responsive, we must have emailed back and forth at least ten times, and she made sure everything was handled correctly. We truly could not have completed these transactions without her help. Cathy was friendly, patient, and consistently responsive throughout the entire process. She provided outstanding member service, and we had a great experience working with her. I highly recommend RGV Credit Union and especially Cathy for her exceptional service. Cris Petykowski

Abby Alonzo

Abby Alonzo

4 months ago

I recommend just looking for a different bank. There is so much better out there. I had to go to a different bank to cash my check yesterday when I have been banking with RGVCU for more than 15+ years. Mary the branch manager wanted to give me back $400 on a $3900 check, the decided $900 while keeping the rest of the amount on a hold. I understand policy but I have been a member for years, the tellers know who i am, and my occupation, she made it extremely difficult for me. I had to go to a different bank just to cash my check. I will never recommend RGVCU. to anyone. Do yourself a favor and go elsewhere.

Hi There

Hi There

3 months ago

April, greeted me kindly as I was concerned about a banking issue I had that was very important to me. April solved my issue within a timely manner. Im very satisfied with my experience with her. Thank you😊

Noelia Garza

Noelia Garza

8 months ago

I had the best experience ever! April greeted with a smile. She's very friendly, professional, attentive to my needs, empathetic, efficient, and very knowledgeable. All my questions were answered to my satisfaction. I am very satisfied with her services and RGV staff, too. I highly recommend RGV Credit Union to others.

Mirella Livingston

Mirella Livingston

2 months ago

Today, Ali, one of our RGVCU tellers, helped me as her last customer. She was exceptionally patient, professional, and kind. She resolved all my banking needs without any regard for the time. Thank you so much!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).