Bcm

1 Baylor Plz Ste 59E, Mail Stop BCM, Houston, TX 77030

NCUA Insured3.7 (21 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1959

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Membership is typically limited to employees of specific companies or industries. Contact the credit union directly to confirm whether you qualify.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1959

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

1 Baylor Plz Ste 59E, Mail Stop BCM

Houston, TX 77030

Google Maps 🗺Waze

(713) 798-4820

Service Area

This credit union is located in Houston and serves members in the TX area. Currently serving 4,719 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.45%

Used Auto Loan

5.45%

Personal Loan

11.64%

Credit Card APR

9.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in TX

Lowest rates currently reported by credit unions in TX (NCUA Q4 2025).

Complex Community— New Auto Loan

Odessa, TX

Houston, TX

Amarillo, TX

Hockley County— Credit Card APR

Levelland, TX

4.00%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

3.7

21 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Tohnee. Arts

4 years ago

Customer service is hit or miss and mostly a miss. I have never understood why getting something done requires so many hoops and hurdles with little direction or explanation coming from the rep that answers their phone. To get something done right you have to ALWAYS go in and when you get there the staff are not nice. That is a small office, joy should be easy to come by. I am only still with them because of the credit union rates. Definitely not the staff.

Renee Humphreys

6 years ago

The BCM Credit Union Branch on Holcombe has been a lifesaver for me. The tellers are polite, kind and personable. The manager really went above and beyond in helping me thru a banking crises and always greets me with a smile no matter how busy he may be.It is comforting to know help is a phone call away should the need arise. If you are seeking personal, polite, friendly service, then this is a right fit for you. Renee

Tawanna Grice

a year ago

BCM has the best customer service! When I enter the Stella Link Branch, staff always greet me by name & provide fast service. Thank you!

Byron Crites

6 years ago

Baylor College of Medicine Federal Credit Union has repeatedly either lost checks in the mail or taken up to 3 weeks to receive checks. When I spoke to the manager about this issue, he himself was supposed to FedEx a check to me. Weeks later still no check. Spoke to the manager again and his answer was that I am more than welcome to close my account. Terrible customer service.

Intellisense

3 years ago

My experience at the Bellaire location has been at a concierge level. They are courteous, personable, and professional. As someone said earlier; a lifesaver.