NCUA Insured
Member-Owned
2 charter
Established in 1952
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Houston, TX may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
2 charter
Established in 1952
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Houston and serves members in the TX area. Currently serving 3,290 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
5.33%Used Auto Loan
5.00%Personal Loan
12.75%Credit Card APR
11.99%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in TX (NCUA Q4 2025).
Odessa, TX
Houston, TX
Amarillo, TX
Levelland, TX
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
4.0
72 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsJesse Broussard
4 months ago
I don't see how this wonderful credit union doesn't have 5.0 perfect reviews on here! This is my 6TH auto loan with Houston Highway Credit Union... I've been a customer of theirs for almost 11 years!!! And each time I finance or refinance a vehicle with HHCU, I save BIG money compared to any other lender and the process literally cannot be easier. Juan Villegas takes every single bit of BS out of auto loans and makes the process insanely easy, simple, fast and clear. I love HHCU and am so fortunate to be a member of theirs. Thanks again as always!!!
Natalie
8 months ago
I had an absolutely fantastic experience refinancing my car loan with Houston Highway Credit Union. This was my first time doing something like this, and I wasn't sure what to expect but the entire process was smooth and straightforward, and that's largely thanks to the efficiency and responsiveness of Mr. Juan Villegas He was knowledgeable, patient, and made sure I understood every step. His professionalism and friendly demeanor made a potentially stressful process feel easy. I was able to get a much lower rate and couldn't be more thankful to be saving money.
Htxbloodygod
2 years ago
I want to give my gratitude to Juan! He help me build my credit in the fast way possible for a young age. I decided to proceed with a credit card, that help me tremendously. He also help me with a loan, for a new vehicle! He’s very smart and supportive, always willing to talk and help in any way possible! This is a huge commitment for me. I wouldn’t have done it without my support from my bank and my family.
SPACEnTIME
11 months ago
I had a fantastic experience with HHCU! From start to finish, the loan process was incredibly smooth and efficient. I was especially impressed with how quickly everything moved — my loan was approved and processed in record time, which made a huge difference for me. A huge shoutout to Netty and Juan for their outstanding customer service. Netty was warm, knowledgeable, and guided me through every step with patience and clarity. Juan followed up to make sure all my questions were answered and that I felt confident about the terms and next steps. It’s rare to find a team that combines professionalism with genuine care, but that’s exactly what I found here. Highly recommend this institution to anyone looking for reliable financial support and top-tier service.
Jacob Castaneda
a year ago
I’ve been working with Houston Highway CU for the past 4 years. From a small 10k car loan with a required co-sign when I was 21 to obtaining at 37k loan at 25 with no co-sign, Juan and his excellent crew have been able to guide me down the right financial path to not only improve my credit history and score, but to also advance my knowledge in smart financial choices. I honestly feel like these guys have watched me grow from a boy to a man and I will continue to use this credit union especially when I’m ready for a home loan. I recommend these guys to anyone wanting to build a great foundation for financial stability. In conclusion, Mr. Juan Villegas ,without obligation at that, is a man who cares for his people. (10/10 would recommend 💯🤘)
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(713) 864-4438Website
Visit WebsiteMembers
3,290
Total Assets
$47.3M
Year Opened
1952
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile