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Membersource

10100 Richmond Ave, Houston, TX 77042
NCUA Insured3.6 (145 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1958

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

10100 Richmond Ave

Houston, TX 77042

Service Area

This credit union is located in Houston and serves members in the TX area. Currently serving 14,700 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.59%

Used Auto Loan

7.25%

Personal Loan

8.47%

Credit Card APR

8.99%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in TX

Lowest rates currently reported by credit unions in TX (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(5 total)

Member Reviews

3.6

145 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Jackie DeVane

Jackie DeVane

3 months ago

REVIEW EDIT I must now say, that I am so impressed with the way Mr. John Griffin, MemberSource's Consumer Lending Manager, called me today to let me know that he felt I could have been treated with a little more consideration and understanding. He let me know that he was not sure why my application was not forwarded to him, so that he could look further into what MemberSource could offer me. He was very kind and made me feel that I did deserve better treatment than what I received. He said he personally went through my application and offered me a consolidation loan that really will assist me in what I am trying to accomplish, and at a better interest rate than my current loan with Transtar/MemberSource! I am so thankful that he found a better way to help me. He said that someone would be in touch with me today to set up the loan. I want to thank Mr. Griffin, because what I've learned in my many years of life, is that: Sometimes, one can't judge a company on the initial interaction with its representatives. There should always be someone like a Mr. Griffin, who can step in and make things right. That is what TRULY matters, and that is what he did. So my hearfelt appreciation goes out to Mr. John Griffin and MemberSource for making it right. Needless to say, I am no longer searching for another credit union. Thank you so much for making my day!

Rugina Poellnitz

Rugina Poellnitz

5 months ago

I've been a member of MemberSource Credit Union for 2 decades. Membersource consistently provide top notch customer service and incredibly competitive auto loan rates. I've bought several cars after approvals from MemberSource. The process from end to end is quick, flexible and intuitive. I bought a car in August/September 2024 and another during November 2025. Fatima Medina, Loan Specialist, was a godsend during both transactions. Fatima spent many hours walking me through pros and cons of each car, shipping costs from one state to another & performing background searches on the viability of each car. She went above & beyond in every discussion & treated me as though I was her only customer. She was very responsive to each email and phone call oftentimes responding in minutes. I highly recommend MemberSource Credit Union for banking and loan needs. There is a community feel that resonates deeply if interested in banking with an institution that cares about its members, offers excellent loan promotions and competitive loan rates.

John Brown

John Brown

6 months ago

If you are looking for a small Bank to build a relationship with this is NOT the place. One notable mention is Roslyn Nixon at the 290 Branch. Her desk is a mess, she is unorganized and incompetent and on top of that she is rude and condescending. I could only be a client for a year. Should have read the reviews first. With all the credit unions out there steer clear of this one. Terrible customer service. No deposit availability at ATM. Takes way to long to get credit even for a cash deposit. “0” stars if possible!

Kimela Lomax

Kimela Lomax

7 months ago

Jannet G. was absolutely wonderful assisting me with a devastating issue. She was extremely helpful and very knowledgeable. She has the perfect personality for customer service. Thank you so much for your outstanding assistance and for helping me feel better considering the situation.. You rock!!!

Meoucha Montoya

Meoucha Montoya

6 months ago

Mrs. Watson I can't think you enough for your kindness!! Now let's talk money, this young lady not only saved me over $4000 but my new car loan is exactly what I needed 🙌. The time I spent with Mrs. Watson was almost every week for a month until "she" got the results that worked for me!! If you want exceptional customer care see Mrs. Watson.....mic drop!!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).