Memorial

7789 SW FRWY SUITE 175, Houston, TX 77074

NCUA Insured4.2 (98 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1953

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Houston, TX may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1953

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

7789 SW FRWY SUITE 175

Houston, TX 77074

Google Maps 🗺Waze

(713) 778-6300

Service Area

This credit union is located in Houston and serves members in the TX area. Currently serving 9,902 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.80%

Used Auto Loan

6.90%

Personal Loan

12.49%

Credit Card APR

14.37%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in TX

Lowest rates currently reported by credit unions in TX (NCUA Q4 2025).

Complex Community— New Auto Loan

Odessa, TX

Houston, TX

Amarillo, TX

Hockley County— Credit Card APR

Levelland, TX

4.00%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(5 total)

Member Reviews

4.2

98 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Vannessa Pines

9 months ago

Erlinda Ramirez is awesome, she’s sweet kind and patient. She’s very professional knowledgeable and efficient. Our last encounter when I called in she calmed me down and went straight to work on my issue and settled it right away. I love Memorial Credit Union would recommend it to anyone.

Queen’s Elite Hair

8 months ago

I’ve been with MCU since 1999 and they have never let me down. Erlinda, my loan officer, has always been incredible. She’s an amazing representative of the company! She deserves more than 5. ⭐️⭐️⭐️⭐️⭐️⭐️

Mike Stewart

8 months ago

Lesley is the best. Professional, Knowledgeable, Courteous. Simply amazing. The Salesman at the dealership featured so much delay, but going through the Memorial Credit Union was perfect. Lesley was the icing on the cake.

JACKSION IGBINOBA

5 months ago

My account date back to 1994. Jacquie remains at the top of excellence in customer service. She knows her customer by name and always willing to go the extra mile to exceed expectations. Thank you, Jacquie

Mauricesteen Green

8 months ago

When I call the credit union and talk to Lesley Esparza she was the kindness person. She helped me in the most professional way she explain things to me thoughhly so I could understsnd.Thanks for people like lesley.