Southern
Verified Information
NCUA Insured
Member-Owned
1 charter
Established in 1954
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
This credit union serves members from multiple groups — including occupational, associational, or community bonds. Contact them to confirm your eligibility.
Check eligibility on their website →Verified Information
NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1954
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
Location & Directions
Service Area
This credit union is located in Houston and serves members in the TX area. Currently serving 3,673 members.
Membership Info:
Contact the credit union to confirm membership eligibility requirements for your area.
Note on Membership
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Financial Health
Q4 2025 · NCUAKey indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Loan Rates
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
5.17%Used Auto Loan
5.58%Personal Loan
9.42%Credit Card APR
10.90%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Best Rates in TX
Lowest rates currently reported by credit unions in TX (NCUA Q4 2025).
Odessa, TX
Houston, TX
Amarillo, TX
Levelland, TX
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
Branches & Locations(1 total)
Member Reviews
4.5
47 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google Maps
fernando sanchez
3 months ago
I’ve banked here for over 20 years, but the last few months have been unacceptable. It is nearly impossible to get anyone on the phone, and when you do, the staff is unprofessional and unhelpful. It’s clear that customer satisfaction is no longer a priority.Looking into moving my accounts elsewhere.
Charlie Hollje
3 months ago
The experience started off great and has went in the gutter from there. Nobody left in the branch and nobody will email or call back. Pretty disappointing and aggravating at the same time. Looking to switch banks now.
Neil Coarsey
a month ago
A process made simple!!! With every purchase made. Always looking out for my best interest. Is always one of the smoothest transactions. Thank you
Terry Williams
7 months ago
Been a member since 1997. SFCU has always been really great to work with for all of our needs. Thank you SFCU.
Al Bailey
2 months ago
My wife and I have been members for about 15yrs now and we have nothing but good things to say, one excellent credit union.
Contact Tips
Best Time to Call
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
What to Ask
- • Current loan rates & terms
- • Membership eligibility requirements
- • Minimum deposit to open an account
- • Online & mobile banking features
NCUA Insured
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Key Information
Phone
(832) 769-3240Website
Visit WebsiteMembers
3,673
Total Assets
$76.1M
Year Opened
1954
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile