NCUA Insured
Member-Owned
1 charter
Established in 1979
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Houston, TX may be eligible to join. Community credit unions are open to the general public within their service area.
NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1979
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Houston and serves members in the TX area. Currently serving 297 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
3.00%Used Auto Loan
6.50%Personal Loan
9.00%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in TX (NCUA Q4 2025).
Odessa, TX
Houston, TX
Amarillo, TX
Levelland, TX
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
4.7
1,488 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsJasmin McGee
3 months ago
Jawaun Boudreaux is amazing! He is incredibly knowledgeable, helpful, and so kind. I came in with a list of things that needed to be taken care of and one-by-one he helped me cross them off my list. Most important on my list was helping me protect my accounts and interest at FCCU. He helped me navigate the best ways to get it all done in a timely, efficient manner - all while holding great conversations and offering fantastic customer service. I highly recommend working with Jawaun at FCCU!
Helen G
8 months ago
Had a great experience at the bank (Spring Branch) thanks to Cristal Hernandez. She was professional, understanding, and very helpful with my transaction. Really appreciated her excellent customer service!
Janet Sanchez
3 months ago
I had a great experience with Jawaun Boudreaux. He helped me consolidate my accounts and ensured I got the most money back. He explained everything clearly and truly had my best interest in mind. I’m very grateful for his help!
Alec
3 months ago
I just left. Crazy long line of people and kinda long wait (15 min)but they got through customers a lot sooner then you’d expect! Met with teller Veronica V. And she was an enormous help. Got me in and out quickly with lots of feedback.
Flor Avellaneda
3 months ago
Efrain Ruiz was very friendly and very helpful and it was a great experience at the bank today! I love banking at FCCU.
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(281) 464-8286Members
297
Total Assets
$1.7M
Year Opened
1979
Net Worth
Well Capitalized
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile