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United Community

13700 E Sam Houston Parkway N, Houston, TX 77044
NCUA Insured4.5 (187 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1950

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

13700 E Sam Houston Parkway N

Houston, TX 77044

Google Maps🗺Waze
(713) 674-5778

Service Area

This credit union is located in Houston and serves members in the TX area. Currently serving 13,531 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.87%

Used Auto Loan

6.40%

Personal Loan

12.44%

Credit Card APR

11.22%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in TX

Lowest rates currently reported by credit unions in TX (NCUA Q4 2025).

Complex Community— New Auto Loan

Odessa, TX

1.90%
Jsc— Used Auto Loan

Houston, TX

2.74%
City— Personal Loan

Amarillo, TX

6.55%
Hockley County— Credit Card APR

Levelland, TX

4.00%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(4 total)

Member Reviews

4.5

187 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Juan Ramirez

Juan Ramirez

8 months ago

Ms. Lala is the best, called to get September statement from Westlake location, and said they could not give to me till the 2nd week of October. Drove to Normandy location and Ms. Lala gave it to me in 2 minutes.

dtexan

dtexan

a year ago

This has been my credit union for many, many years. They've always helped me with professionalism and kindness. Although I moved 5 hours away I still have this as my bank.

Sharlet Kauffin

Sharlet Kauffin

2 years ago

Gisselle and Jarvis were excellent bank tellers. Both were Very professional, courteous, friendly and helpful. I really enjoyed my visit inside of the Credit Union. I love, love the new modern, inviting look of Credit Union. The employees friendly and professional personalities just added more flavor to the new look. Great Job!

Tomeka Beckham

Tomeka Beckham

2 years ago

I've been a member of United Credit Union since 2015. Normandy Branch. It's small, but very friendly. The customer service us unmatched. I went in to make a deposit& Leslie was very friendly, punctual& made my banking experience pleasant. I'll always be a member of this credit union. It gives me a warm,small town hospitality feel.

Cecilia

Cecilia

2 years ago

Everybody Is so friendly and helpful. And I love them and I'm sure they love me too. Jessica is very helpful with my account services. And Gisselle and lala is super helpful in the teller line Leslie and Jarvis are always so sweet and helpful! Thank you for all you do!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).