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Las Colinas

PO Box 630347, Irving, TX 75063
NCUA Insured4.6 (246 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1955

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO Box 630347

Irving, TX 75063

Service Area

This credit union is located in Irving and serves members in the TX area. Currently serving 10,096 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.45%

Used Auto Loan

5.45%

Personal Loan

10.99%

Credit Card APR

12.99%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in TX

Lowest rates currently reported by credit unions in TX (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

4.6

246 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
MarA T

MarA T

6 months ago

My mom is battling stage 4 cancer & we just recently received news that it's spread more. With that overwhelming pain & trying to coordinate what could be her last thanksgiving, I was 15 days late on my payment. They came & took my vehicle without a word & refused to work with us; and weeks before christmas no less. $33,000 in payments towards a $38,000 loan for absolutely nothing. What have we become as a society to do this to families?

Wanda VARNER

Wanda VARNER

10 months ago

I'm sharing this review due to the unprofessional customer service I continue to receive from the loan department. I've been a member for over 30 years and fell in love with this credit unions personal service and service of excellence. In the last couple of years, the culture has changed and replaced with employees providing incorrect information, curt, smart mouth, and disrespect. This information has been reported previously, and here we are again with unacceptable service today.

Rosy Aguilar

Rosy Aguilar

10 months ago

Regrettably, the recent personnel changes have significantly altered my perception of this establishment, shifting from exceptional service to a profound disappointment. My interactions with John have been particularly disheartening, as I have found him to be discourteous and untruthful—qualities that I have not encountered during my years as a customer. Previously, I experienced exemplary service from Isaiah, Davis, and Vanessa, which greatly enhanced my experience with this credit union. I have obtained more than six loans from this institution, with three currently active, and I have always been treated with respect until now. Recently, I received a $25 gift card in an attempt to address concerns regarding a mistake made by the credit union, which has resulted in a loss exceeding $2,000. Despite my persistent efforts over several months to seek clarification, I encountered a lack of accountability from the staff. When I inquired about the name of the chief executive officer, John refused to provide this information. Cynthia Poblano

Deshaun Handy

Deshaun Handy

10 months ago

I’ve been with Las Colinas Federal Credit Union for 19 years and 8 months. The customer service provided to me today by Crystal Zavala was efficient and exceptional. She was kind and patient with me as a had a TON of questions regarding my account and potentially applying for a loan. I also work in customer service for 33 years now and I want her to know I appreciate her for ‘schooling’ me on some financials with respect and grace!!!! Thank you so much for your time today Crystal!!!

Felicia Cahee (Nique)

Felicia Cahee (Nique)

a year ago

One of the easiest and nicest customer service departments I've interacted with in a long time. Las Colinas services my auto loan, and although I rarely need to speak with them, when i do, it's a satisfying and care free experience.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).