La Joya Area
Verified Information
NCUA Insured
Member-Owned
1 charter
Established in 1961
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around La Joya, TX may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →Verified Information
NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1961
Low-Income Designated
Minority Depository Institution (MDI)
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
Location & Directions
Service Area
This credit union is located in La Joya and serves members in the TX area. Currently serving 14,477 members.
Membership Info:
Contact the credit union to confirm membership eligibility requirements for your area.
Note on Membership
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Financial Health
Q4 2025 · NCUAKey indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Loan Rates
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
6.15%Used Auto Loan
7.05%Personal Loan
11.79%Credit Card APR
12.00%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Best Rates in TX
Lowest rates currently reported by credit unions in TX (NCUA Q4 2025).
Odessa, TX
Houston, TX
Amarillo, TX
Levelland, TX
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
Branches & Locations(3 total)
Member Reviews
2.1
42 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google Maps
Joseph Nastasi
7 months ago
Called up for interest rate on cd I was told 0.8 while all other credit unions were 3.75 this place just wants to take your money and don't want to give going interest rates rip off
Kathy Moreno
7 months ago
Worst bank ever!!!! They never answer the phone 🤦🏻♀️
Eddie Arevalo
a year ago
1st review I have ever given. This bank is horrible, the customer service is lame, some of the girls are nice and friendly but the management has no interest other than their pay check. I would rather use Walmart services than to deal with people that do not care about your business.
Maribel Perez
2 years ago
Worst place to do business! After years of paying on time our car loan, the manager Melissa Flores sent our car tittle to the wrong address!! Her stupid answer was “I’m sorry I forgot to add the number to the address and there’s nothing else we can do about it” and since she is the manager there is nobody else that can help us handle this! Now we have to go to the dps office to get a copy because original title is lost!! Imagine if thats the “manager” work what can you expect from them!! Instead of taking “cute” pictures get to work and do it right!!! Worst service ever! Thank God today we close our account with this union cause they are just pathetic!
Jazmine Morales
a year ago
DO NOT open an account at this bank. Worst bank ever! From your debit card to customer service, it was a nightmare having them. Thankfully already closed my account with them after having millions of issues that "couldn't be fixed". PLEASE do not go to this bank.
Contact Tips
Best Time to Call
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
What to Ask
- • Current loan rates & terms
- • Membership eligibility requirements
- • Minimum deposit to open an account
- • Online & mobile banking features
NCUA Insured
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Key Information
Phone
(956) 585-6207Website
Visit WebsiteMembers
14,477
Total Assets
$59.4M
Year Opened
1961
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile