Laredo

1119 Corpus Christi St, Laredo, TX 78040

NCUA Insured2.4 (24 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1956

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Laredo, TX may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1956

Low-Income Designated

Minority Depository Institution (MDI)

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness Loans

Location & Directions

Address

1119 Corpus Christi St

Laredo, TX 78040

Google Maps 🗺Waze

(956) 722-3971

Service Area

This credit union is located in Laredo and serves members in the TX area. Currently serving 18,068 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.36%

Used Auto Loan

6.26%

Personal Loan

11.37%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in TX

Lowest rates currently reported by credit unions in TX (NCUA Q4 2025).

Complex Community— New Auto Loan

Odessa, TX

Houston, TX

Amarillo, TX

Hockley County— Credit Card APR

Levelland, TX

4.00%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

2.4

24 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Gerardo Barcena

12 months ago

App always shuts down in vital times. Bank is closed nearly always. Especially weekends which is inconvenient. And of course NO ONE is there to fix issues when app is in accessible. EXTREMELY inconvenient. Rate 1-10 a 2

Ana Valadez

3 years ago

Been waiting for about an hour to talk to a mortgage officer. Got here at 11:16 and at 12:00 they tell me they can't help me until 2:30! No hope in sight. One loan officer and he is not here and they don't know where he is. It's 12: 07 and he will not be back until 2:30. Lfcu is really very poorly managed.

JOSE TRINIDAD GONZALEZ JR

a month ago

You need to ask permition to use your money

Juan Rivera

12 years ago

This credit union will rob you blind, by charging NFS fees well ahead of actually exceeding you account balance. Their customer service is horrible, and you have to constantly contact them to ensure proper service. I paid off my auto load on Dec 9th, and today is Jan 3rd. I have yet to receive acknowledgement that the load was paid off and had to drive down to get my car's title. The title couldn't be found, and now they have to order a duplicate title. Supposedly it takes two weeks, but given my experience with them I know that it will take much longer. I DO NOT RECOMMEND LFCU, TO ANYONE!