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Communityamerica

P.O. Box 15950, Lenexa, TX 66285
NCUA Insured3.8 (62 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1963

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

P.O. Box 15950

Lenexa, TX 66285

Service Area

This credit union is located in Lenexa and serves members in the TX area. Currently serving 617,156 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

2.84%

Used Auto Loan

4.99%

Personal Loan

13.74%

Credit Card APR

18.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in TX

Lowest rates currently reported by credit unions in TX (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(82 total)

Member Reviews

3.8

62 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Michael Dixon

Michael Dixon

3 months ago

My mother was recently hospitalized, and I had to retain an attorney to obtain a legally executed Power of Attorney so I could manage her finances. After multiple phone calls and submitting the fully valid, attorney-prepared POA, Unify Financial refused to accept it. Instead, I was told I had to complete their POA form, have it notarized, and hand-deliver it for processing. I specifically asked whether I would be reimbursed if I had to obtain a notary. I was not told that reimbursement would be denied. Because I’m managing a medical crisis and an extremely busy schedule, I hired a mobile notary at my own expense ($60) to handle it quickly. When I delivered the notarized document, I was then told they do not reimburse and that I “should have used their notary.” That information was never clearly communicated beforehand. The back-and-forth, lack of transparency, and unnecessary obstacles created stress during an already difficult time. I was simply trying to responsibly manage my mother’s account. Based on this experience, I cannot recommend Unify Financial. Customers navigating serious life situations deserve clarity, consistency, and compassion - none of which were demonstrated here.

Shiemier Munroe

Shiemier Munroe

11 months ago

Staff is super friendly and helpful here. My Banker Melissa followed up with me via phone regarding my Visa Secure account transaction and it was very much appreciated that she went above and beyond to assist me with the transaction process.

Diana Pupich

Diana Pupich

7 months ago

My account was hacked and had to be frozen. Margaret, Maggie, Allison, Latoya, Yvette, Mary, & Charo all were involved in helping me to open a new acct, credit card, checks

Devin Higashigawa

Devin Higashigawa

11 months ago

Turned me away from making a deposit when I made it before closing after driving 30 minutes because the ones by me closed earlier! Dude was nice about but if you say your open till 6 I expect you to be open till then. This isn't a restaurant where you have to clean before you close so I don’t understand why they had to turn me away when I didn’t need much time. Terrible service.

Michael Perez

Michael Perez

7 years ago

1 star it's because every time i went here, their ATM outside is always not available or not in service. VERY NOT CONVENIENT for the customer like me... I work graveyard near by this location so I'm only available to deposit my money on the night time around 6:30pm to 8pm thats why i use the atm outside to deposit my money... Please improve your atm outside 8/26/2018 Update: i forgot to mention, i am depositing cash 8/27/2018 Update: 03/09/2019 pretty soon i am going to close my acct on this bank... i went to this location 3 days in a row but their stupid atm don’t allow to deposit my cash, very very very bad atm and very not convenient to customer... no improvement since my old comment above...

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).